Help for mortgage, utilities, medicine, food
Posted: Wed Dec 15, 2010 4:58 am
y mother had forwarded this site to me today and I'm very grateful she did that. I am very new to asking for financial aid and the best resources to investigate. I completed a Chapter 13 bankruptcy in November of 2009. That was a huge relief. My credit score is still pretty low, but honestly I could care less. I will not be needing a high or good credit score for housing, a vehicle, or anything else I can think off. I did without credit and credit cards during the Chapter 13 and did just fine. I do not intend to get into the credit card trap again nor get involved with joined debt through a marriage or long term relationship. I'm done. I'm 44 and have a great dog, great family, and adequate friends. I don't need nor want much else.
I have been a Type 1 Diabetic for around 15-17 years, have high blood pressure, high cholesterol, acid reflux, severe nerve damage in my extremities, chronic diarrhea and digestive problems more than likely from nerve damage, allergy problems, poor eyesight, chronic staph infections that never seem to go away, and erectile dysfunction and I also "shoot blanks". I am going to be fitted with orthopedic boots and hopefully a leg brace on the left leg from bone and tissue loss in 2006. Mt right Achilles tendon ripped a thumb-sized chunk of bone from my heel and also tore loose the right big toe tendon in the same incident. I am at the tail end of that fracas as of December 13th 2010. That incident started on January 28th, 2010. I should be receiving my first Social Security disability check in mid-January 2011. All of my current doctors in the John Peter Smith County Health System in Tarrant County Texas have said more than once I should have applied for disability in 2006 when I had my first severe staph infection that resulted in bone loss and tissue loss and damage on the left leg. I have been in the county health system for the last 3-4 years, if memory serves correctly. I am very pleased with my podiatry doctors who have really battled to keep both of my legs and feet from being amputated over the past 3-4 years. My family practitioner seems very good also, but we are always battling diabetes and the best way to control my blood sugars, high blood pressure, high cholesterol, the stomach issues, acid reflux, allergy problems, and everything else outside the scope of the podiatry issues and nerve damage throughout my body. Right shoulder issues have started becoming more noticeable and we're not certain what is causing that yet. It may be rotator cuff degeneration from 26 years worth of manual labor and independent armed security work.
I'm feeling a bit overwhelmed with what I need to do since the $1326 I'll be getting from Social Security will not be enough to pay for medical maintenance, my house payment, utilities, food, gas, or any other incidentals. I do not have a truck payment since my mother had paid for the Ford Ranger I drive now, but realistically, I need to have modifications done on the truck so I can use my hands for brake and gas pedal functions. It is a 1999 Ford Ranger Sport. I have seen a few websites that have a couple of different modification packages, but it doesn't seem like there is anything for a truck as old as mine is. My family has spent $1000 or so having the engine worked on while I have been recovering from the Achilles tendon fracas. I know it is going to take some time to get rehabilitated from that injury. This last doctor's visit, my podiatry doctors had told me I have roughly a 40% loss of strength and use of the right foot....we think. Recovery is still ongoing at this point.
I am very afraid of what I will be able to do for extra income to make ends meet since the manual labor and armed security means of income are basically closed to me. I have been attempting to still do both of those things since 2006 and have only wound up making my health worse from continually receiving injuries from both types of work. In 2006 I had a pump unit draining fluids from my left foot after the bone loss and staph infections and I was still running my armed Security and Parking teams, working on my feet anywhere from 8-15 hour shifts, suiting up in ballistic armor, and still tackling felons and intoxicated idiots at our place of employment. I worked hand in hand with Marshals and police officers at our facility. I have been running our film department, social networking and internet departments, and also doing set design and special effects for our business. These things are no longer an option for me unfortunately. I was doing everything from filming, computer work, driving bulldozers and other heavy equipment, managing about a military company worth of security people, and anything else that needed to be done. Most of the core workers at this business wore several different hats and cross-trained or managed several different entities at any given time. That has gone on for 20 years and other types of physical work has been sprinkled in for 26 years. I am at a loss on what I need to do now and how I can still be a productive part of society. I have considered doing artwork since I do have artistic skills and have made specialty jewelry for friends and family as gifts. My father and I had day-dreamed about opening an art studio and creating things together and individually when he was going to retire, but he passed away in 1996 of a heart attack at 55 before we could pursue any dream like that.
I admittedly feel lost and confused about what my next steps will be. I am not behind on house payments or utilities because I am very blessed and thankful to have the best family in existence. I would have folded and burned had it not been for them, or maybe even completely snapped and wound up committing suicide in a hellaciously violent and fiery way wherever crime happened to be out of control. That thought has seriously crossed my mind and could have happened if the horrendous guilt didn't keep my anger and misery at bay. My family would be devastated and they do not deserve that pain after patching me up and keeping me from hitting the bottom.
I hate being dependent and having to ask for help. I live in Houston - Harris County Texas area. It is shameful to me and seems like I'm admitting defeat or showing weakness. I need to ask for advise now while things are on a fairly even keel before the *-storm hits. I do not want my family to have to bear the burden of my health and care anymore. It's got to stop so they have relief. They have done more than enough.
Thank you in advance for any guidance. Best regards and best wishes to all.
I have been a Type 1 Diabetic for around 15-17 years, have high blood pressure, high cholesterol, acid reflux, severe nerve damage in my extremities, chronic diarrhea and digestive problems more than likely from nerve damage, allergy problems, poor eyesight, chronic staph infections that never seem to go away, and erectile dysfunction and I also "shoot blanks". I am going to be fitted with orthopedic boots and hopefully a leg brace on the left leg from bone and tissue loss in 2006. Mt right Achilles tendon ripped a thumb-sized chunk of bone from my heel and also tore loose the right big toe tendon in the same incident. I am at the tail end of that fracas as of December 13th 2010. That incident started on January 28th, 2010. I should be receiving my first Social Security disability check in mid-January 2011. All of my current doctors in the John Peter Smith County Health System in Tarrant County Texas have said more than once I should have applied for disability in 2006 when I had my first severe staph infection that resulted in bone loss and tissue loss and damage on the left leg. I have been in the county health system for the last 3-4 years, if memory serves correctly. I am very pleased with my podiatry doctors who have really battled to keep both of my legs and feet from being amputated over the past 3-4 years. My family practitioner seems very good also, but we are always battling diabetes and the best way to control my blood sugars, high blood pressure, high cholesterol, the stomach issues, acid reflux, allergy problems, and everything else outside the scope of the podiatry issues and nerve damage throughout my body. Right shoulder issues have started becoming more noticeable and we're not certain what is causing that yet. It may be rotator cuff degeneration from 26 years worth of manual labor and independent armed security work.
I'm feeling a bit overwhelmed with what I need to do since the $1326 I'll be getting from Social Security will not be enough to pay for medical maintenance, my house payment, utilities, food, gas, or any other incidentals. I do not have a truck payment since my mother had paid for the Ford Ranger I drive now, but realistically, I need to have modifications done on the truck so I can use my hands for brake and gas pedal functions. It is a 1999 Ford Ranger Sport. I have seen a few websites that have a couple of different modification packages, but it doesn't seem like there is anything for a truck as old as mine is. My family has spent $1000 or so having the engine worked on while I have been recovering from the Achilles tendon fracas. I know it is going to take some time to get rehabilitated from that injury. This last doctor's visit, my podiatry doctors had told me I have roughly a 40% loss of strength and use of the right foot....we think. Recovery is still ongoing at this point.
I am very afraid of what I will be able to do for extra income to make ends meet since the manual labor and armed security means of income are basically closed to me. I have been attempting to still do both of those things since 2006 and have only wound up making my health worse from continually receiving injuries from both types of work. In 2006 I had a pump unit draining fluids from my left foot after the bone loss and staph infections and I was still running my armed Security and Parking teams, working on my feet anywhere from 8-15 hour shifts, suiting up in ballistic armor, and still tackling felons and intoxicated idiots at our place of employment. I worked hand in hand with Marshals and police officers at our facility. I have been running our film department, social networking and internet departments, and also doing set design and special effects for our business. These things are no longer an option for me unfortunately. I was doing everything from filming, computer work, driving bulldozers and other heavy equipment, managing about a military company worth of security people, and anything else that needed to be done. Most of the core workers at this business wore several different hats and cross-trained or managed several different entities at any given time. That has gone on for 20 years and other types of physical work has been sprinkled in for 26 years. I am at a loss on what I need to do now and how I can still be a productive part of society. I have considered doing artwork since I do have artistic skills and have made specialty jewelry for friends and family as gifts. My father and I had day-dreamed about opening an art studio and creating things together and individually when he was going to retire, but he passed away in 1996 of a heart attack at 55 before we could pursue any dream like that.
I admittedly feel lost and confused about what my next steps will be. I am not behind on house payments or utilities because I am very blessed and thankful to have the best family in existence. I would have folded and burned had it not been for them, or maybe even completely snapped and wound up committing suicide in a hellaciously violent and fiery way wherever crime happened to be out of control. That thought has seriously crossed my mind and could have happened if the horrendous guilt didn't keep my anger and misery at bay. My family would be devastated and they do not deserve that pain after patching me up and keeping me from hitting the bottom.
I hate being dependent and having to ask for help. I live in Houston - Harris County Texas area. It is shameful to me and seems like I'm admitting defeat or showing weakness. I need to ask for advise now while things are on a fairly even keel before the *-storm hits. I do not want my family to have to bear the burden of my health and care anymore. It's got to stop so they have relief. They have done more than enough.
Thank you in advance for any guidance. Best regards and best wishes to all.