Foundations that help pay bills.
Foundations operate charity as well as non-profit type programs that families need to apply for. There are free grants, outreach programs, financial literacy tools, job programs, money to help people pay bills and more. They operate either nationally or locally, and some have specific causes. Find foundations that help the low-income, minorities, and disadvantaged below.
Resources vary widely. Some foundations which are listed below may offer grants to help pay rent or maybe medical bills or transportation. There may be foundations that work to end homelessness or provide free food to battle hunger or they take to other causes. The resources available are very limited and only a very small number of applicants are generally able to be assisted.
There are dozens of foundations that offer financial help. Find examples below. They can be run by corporations or non-profit organizations – the funding will come from different sources, however most rely on donations.
Utility company foundations and organizations that help with energy bills
Some foundations, such as the Dollar Energy Fund, may be able to assist with paying utility bills, including light, heating, or other costs. The organizations provide resources to help with other applicable energy related debts. There are programs offered by many utility companies, including larger companies that cover multiple states. Learn more on the Dollar Energy Fund.
Operation Round Up Foundation is generally run by smaller utility companies, both regional and local cooperatives. The grants can help pay bills, housing, transportation, and emergency expenses. Find details on how to get help from Operation Roundup.
Utility company foundations help customers of that provider only. Most major, publicity held gas and electric companies have a non-profit foundation that will offer some sort of relief, as an energy provider will often do this for the positive PR that get from giving back. Locate details on utility company forgiveness programs.
Financial help for paying bills to people in a hardship
Depending on the foundation in question, families that are selected will receive financial assistance, free items, counseling, or maybe even a financial makeover. What is provided will be based on the client’s need and focus of the organization, as the list below offer more generalized services.
Foundations for housing and/or rent payments. Since only a very small number of people may qualify for help. There are national organizations like the Continuum of Care (that have local operations) and others. The foundations will give money to pay for various housing costs. Or find additional ways to get rent help.
- Homeowners will get help, including grants, loan modifications and mortgage relief. A number of non-profit non-profits or corporations, such as the Charitable Foundation from Bank of America, offer mortgage and foreclosure assistance.
Educational costs can be paid, whether a four year degree or technical school. Dozens of corporate and charitable foundations offer financial assistance. This may include free scholarships for college, financial aid, low cost loans, and more. Read more on free college scholarships.
Grocery Worker Appreciation Fund is a non-profit foundation created by the United Way and other groups. Struggling individuals who work in a grocery store, and who are facing a short term hardship, can apply for financial assistance to pay bills. The program relies on donations from the community, and find details on the Grocery Worker Fund.
Hunger prevention is a focus, so free food, baby formula, help in applying for EBT SNAP food stamps and other resources are offered. The largest Hunger Prevention Foundation in the U.S. is Feeding America, and they partner with local food banks to help feed tens of millions of people per year. Locate a Feeding America program in your state.
Immigrants, migrant workers, undocumented workers and others can often get help from some foundations. Non-profits and charity groups, including Catholic Charities, the International Rescue Committee (IRC), and other foundations help with health care needs, legal issues, food and more. Find details on Catholic Charity locations in your area.
Foundations work to improve financial literacy, including budgeting classes or debt management. There are also groups that offer Anti-poverty tools including employment, money to pay for job training, career advice, and other case management. Locate foundations that offer free crisis advice.
Jewish Federation help people of all ages, faiths, ethnicities and religions. This is a national non-profit - charity. They have dozens of local foundations, each which may offer emergency financial help to pay the bills or rent, interest free loans, and other support. Get financial help from Jewish Federation.
Modest Needs Foundation is a national non-profit in which individuals (or companies) make donations to the Foundation and those funds are then used to help low-income families. There may money to pay for all types of bills, including car repairs, housing costs, medical needs and more. Learn about the Modest Needs Foundation.
 The Gradient Gives Back Community Outreach Program - This non-profit will provide both free financial counseling and assistance, including grants. This national organization focuses on the low-income, poor, and people going through a short term crisis. The official website is here.
United Way operates many local and national foundations that raise money from the community, and those funds are disbursed to groups that help the low-income. All programs are free to apply too, and locate United Way programs.
There are a number of other non-profit grant programs. Funds for starting a business, paying a mortgage or utility bill, addressing debt or educational needs and other bills can be covered. More information on emergency grants for paying bills.
Foundations that help pay medical bills
Many non-profit foundations are focused on serving a specific need, such as medical or maybe address bills that are due as a patient is sick or recovering from an illness. Some of the main foundations for financial aid for health care expenses are listed below, but there are many others out there.
Many non-profit foundations provide help to cancer patients, including free prescription drugs, financial help during the illness, travel to a hospital and more. Some groups focused on kids with cancer or specific medical conditions too. There are also cancer tests, check-ups and screenings from organizations, and locate cancer screenings for free near you.
- CancerCare provides money to people with cancer, including their family members who are facing a hardship due to loss of income. This foundation, as the name implies, only helps cancer patients. Both living costs (such as housing, hotel stays, home care, etc.) can be paid as well as some grants for cancer medications and healthcare bills. More details on CancerCare.
Healthwell Foundation helps low-income families or those that are living in, or close to poverty. A wide variety of medical bills can be paid, including premiums, deductibles, surgery, cancer costs, and more. Continue with assistance from Healthwell Foundation.
Life Beyond Cancer Foundation helps people pay their bills as they go through treatment and recovery. Another focused on cancer patients and their families. Continue with Life Beyond Cancer Foundation assistance programs.
Patient Access Network – The non-profit known as the PAN foundation helps with paying for prescription drug out of pocket costs. All sorts of medications can be covered, including for people that lack insurance. If insurance goes not cover it, the foundation may help. More on PAN - Patient Access Network.
How foundations give back
If you are a family that is selected, you will receive assistance in several areas depending on the foundation and its goal. More general details include the following. First, the financial professionals that work with a non-profit foundation will help out with the family’s current situation, and this may include grant money to pay rent, mortgage, or lease payments. Many will help pay for medical needs, whether transportation to an appoitntment or for needed medications. In addition, they will try to offer assistance with utility companies and any bills that are due.
In addition, most foundations will also help the family plan for their future, put together a budget to keep them out of financial difficulty. The staff will work with them on long term solutions, even including employment needs. They also help with budgeting, credit repair, and other critical needs.
From this point, families will undergo comprehensive budgeting, financial planning analysis and also career counseling and coaching. Some of the budgeting support provided by includes a review of your income, expenses, interest rates and all off your outstanding debts, including credit card and medical. The goal is to get families back on track to self-sufficiency.
Foundations are meant to be short term support. Often it is one time only. Therefore, any type of financial help provided is not intended to be a handout, but rather a hand up. This is why any outreach services provided come with counseling, budgeting workshops, credit services, and financial literacy sessions.
Conclusion
People in need can get help from a variety of national or local foundations. Not only will free money often be given out to qualified applicants, but foundation will also advocate on behalf of the poor and low income. They partner with communities and non-profits across the nation (or a local community) in an effort to help the less fortunate.
One of the most common focuses of a charity foundation is to assist those families that are in danger of losing their home and that are facing homelessness. Or they help with employment, medical needs, and foundations work to end hunger too. If any non-profit organization that is set up as a foundation can’t assist you or your family, they may be able to provide referrals or other support.
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