Use These Money Saving Tips If You Need Help Paying Bills
Paying bills by USPS mail.
The average household receives approximately 15 bills per month. With stamps costing 42 cents each, the average household spends over $70 a year just on that postage. Not to mention any late fees if your checks get lost in the mail. You can save money and time by signing up with your bank, or the billers’ customer-service department, to start paying your bills paid by automatic debit or credit card. The payments you make will be documented on your monthly bank statement so you have record of it.
Savings: Over $70 a year in postage.
Subscribing for Internet access, cable TV, and phone service from three different providers.
You need to consider a package deal of these services from your local phone or cable company. You can get high-speed Internet, digital phone service, which is now provided by a broadband Internet connection, and you can get digital channels for much less than you would pay separately. As an example, Comcast currently offers all three of these services for just $99 a month in the Northeast, which is a 33 percent savings on your bills versus the à la carte price. Other cable and phone providers, like Verizon and AT&T, also offer package deals.
Savings: $10 to $20 a month.
Don’t let the water run.
Turn off the water tap while you are shaving or brushing your teeth or shaving. According to the Environmental Protection Agency, every minute the water flows uses, and wastes, up to 2 1/2 gallons. When using washing machines and dishwashers, you need to run full loads in. Water any outdoor plants in the early morning to help ensure that the water goes into the ground instead of evaporating. Also, use a bucket to wash your car, only hosing it off for a quick rinse, and that can save 90 gallons of water per wash.
Savings: These small tips can help you save about $190 per year on your bills, which is nearly 40 percent of the average U.S. household’s annual water bill of $476. These stats and savings are from a 2003 study prepared by the National Rural Water Association.