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Mortgage and Foreclosure Help from Homeownership Grant Program.

The state of Delaware has announced that a new foreclosure assistance program, known as the Homeownership Grant Assistance Program (GAP), is now available. The goal is to assist homeowners across the state who are facing a foreclosure filing. The million dollar grant program, which was created as the result of a partnership between the Delaware DSHA and the Department of Health and Social Services, is currently funded through the American Reinvestment and Recovery Act (ARRA), better known as the stimulus program. If you apply and are found to be qualified, homeowners can receive a free cash grant of up to $5,000 that can be used to help save their home from a court ordered foreclosure.

As with most programs, there are conditions. Eligible applicants need to meet several federal government guidelines including household income requirements, they need to have a dependent child who lives in the home, they need to be at imminent risk of losing their home and becoming homeless, and they must have also experienced a specific crisis situation or episode of need. Interested homeowners can apply directly to the Delaware State Housing Authority for the Homeownership Grant Assistance Program.

The state government has said that this is yet one more tool that is available in the arsenal to combat foreclosure. Thousands of hardworking homeowners across the state are facing financial hardships through no fault of their own. And one of the key benefits is that since foreclosures hurt the values of the homes around them, this should help entire neighborhoods recover from the housing crisis. Find additional ways to get mortgage help by dialing the number below as well.

Who do I contact about the Homeownership Grant Assistance Program (GAP)?

The state government, and its many non-profit partners, are on the front line of numerous foreclosure prevention  programs and together they are always working to identify new sources of funding to address this housing crisis. These federal government funds have been made available at a time when foreclosures are at an all-time high, and they are helping to meet a critical need to keep families in their homes.





If you are one of the many of homeowners who is facing default or who may be behind on their mortgage payments, you are strongly are encouraged to reach out to a HUD-approved Housing Counseling Agency in Delaware to discuss all their options and resources that are available.

You can dial (800) 220-5424, which is the Attorney General’s Foreclosure Hotline, to learn more about the assistance you can receive from the Delaware Homeownership Grant Assistance Program.





By Jon McNamara














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