Re: No health insurance for cancer
Posted: Tue May 05, 2015 7:05 am
My husband became unexpectedly disabled from a visit to the emergency room only to find out he had the beginnings of pancreatic cancer. While he has been one of the few to remain lucky to be alive, we are now struggling with this life adjustment. He was previously a Marine for 9 years (with an honorable discharge), and many hours on the phone with the VA has proved they will not help him, as apparently he is unreliable for any military assistance.
Financially we would be walking away from this fine, except for the changes in health laws this year have landed us $8000 in medical bills, $2000 which are nearing collections. While our insurance company (Aetna) should have let these cap out at $3500, they keep presenting us with grey areas which allow them to overcharge, and many phone calls in that direction have left us with a dead end and wasted time.
I have a good job now which demands 50 hours from me a week, and a work from home data entry job would be a reasonable option for me, however I am having a tough time locating the ones which can be done on my own time. We are working on rehabilitant my husband back into the work force, and my fear is that this $2000 going into collections will ruin his credit (which isn't the best now but good enough to pass for a job), making all of his efforts to pull through this and lead a normal life a waste. This seems like a horrible way to loose, especially when we have already depleted our savings making the first group of payments and using the rest of our savings as band aids over the months we were waiting for his disability policies to begin paying out. I felt the work from option was our way out, do you have any leads for us at this point?
Financially we would be walking away from this fine, except for the changes in health laws this year have landed us $8000 in medical bills, $2000 which are nearing collections. While our insurance company (Aetna) should have let these cap out at $3500, they keep presenting us with grey areas which allow them to overcharge, and many phone calls in that direction have left us with a dead end and wasted time.
I have a good job now which demands 50 hours from me a week, and a work from home data entry job would be a reasonable option for me, however I am having a tough time locating the ones which can be done on my own time. We are working on rehabilitant my husband back into the work force, and my fear is that this $2000 going into collections will ruin his credit (which isn't the best now but good enough to pass for a job), making all of his efforts to pull through this and lead a normal life a waste. This seems like a horrible way to loose, especially when we have already depleted our savings making the first group of payments and using the rest of our savings as band aids over the months we were waiting for his disability policies to begin paying out. I felt the work from option was our way out, do you have any leads for us at this point?