Discover card debt and bills

Help with eliminating and paying debt, including credit card debt and medical debt.
Post Reply
l.roy98
Posts: 11
Joined: Wed Feb 18, 2009 11:55 pm

Discover card debt and bills

Post by l.roy98 » Thu Jul 29, 2010 9:12 am

I have run out big bills on my Discover Card as I have lost my job. I read about these different programs that credit card companies and Discover card offer, but when I call them and ask about them they never seem to work out. I do not know what to do.I am at my wits end in dealing with Discover card. What should I do. My interest expenses are so high and the bill does not seem to be going down. Please help.

Admin
Site Admin
Posts: 7586
Joined: Fri Apr 13, 2007 4:42 am
Antispam check: Dog
Antispam check: two
anti spam: Blue
Contact:

Re: Discover card debt and bills

Post by Admin » Mon Aug 02, 2010 9:25 am

Well, there is no easy button for dealing with Discover card, or any credit card company for that matter. They defintely do provide help though in certain cases. HEre are some real examples. Also review the site for pros and cons of hardship and debt maangement plans, some tips on how to negotiate with credit card companies, and other advice.
http://www.needhelppayingbills.com/html ... ogram.html
l.roy98 wrote:I have run out big bills on my Discover Card as I have lost my job. I read about these different programs that credit card companies and Discover card offer, but when I call them and ask about them they never seem to work out. I do not know what to do.I am at my wits end in dealing with Discover card. What should I do. My interest expenses are so high and the bill does not seem to be going down. Please help.

PSNC1
Posts: 7
Joined: Tue Jan 17, 2012 9:38 am
Antispam check: Dog
Antispam check: two

Re: Discover card debt and bills

Post by PSNC1 » Tue Jan 17, 2012 9:42 am

My fiance's father died last month and we had to use our rent money for him to fly to North Carolina for services. We have a five year old and are not considered low income although we have no credit card bills other than a small bill from Discover card, share one vehicle, and rent a town home. We live paycheck to paycheck. We only have 800 for the rent this month which is 1565. We do not have any sources for outside assistance, and so I am searching everywhere for an option. I would get a payday loan, but we had to get two to get him out to North Carolina, so we are stuck in a tough spot for sure. We got a 3 day pay or quit notice already.

Admin
Site Admin
Posts: 7586
Joined: Fri Apr 13, 2007 4:42 am
Antispam check: Dog
Antispam check: two
anti spam: Blue
Contact:

Re: Discover card debt and bills

Post by Admin » Fri Jan 20, 2012 7:05 pm

no, never use a payday loan for a plane ticket or an expense like what you suggest. You will enter that cycle right away, which is terrible. Maybe try addressing your Discover Card bills and debts. That may help free up some cash for you. A good option may be the discover card hardship program, which can help you reduce interest rates, waive fees, and what not.
PSNC1 wrote:My fiance's father died last month and we had to use our rent money for him to fly to North Carolina for services. We have a five year old and are not considered low income although we have no credit card bills other than a small bill from Discover card, share one vehicle, and rent a town home. We live paycheck to paycheck. We only have 800 for the rent this month which is 1565. We do not have any sources for outside assistance, and so I am searching everywhere for an option. I would get a payday loan, but we had to get two to get him out to North Carolina, so we are stuck in a tough spot for sure. We got a 3 day pay or quit notice already.

Post Reply