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Car loan debt when car is no longer drivable

Posted: Fri Nov 01, 2019 6:52 am
by JimmyIven
I am in desperate need of help with a car loan when it needs repairs.  I received a certified letter today from my car loan company, stating I have a few days to come up with $800 to be able to keep my car.  I just found a job after being out of work for almost four months.  I am pregnant and have a 10 year old as well.  I had a stable job, or so I thought, when I got pregnant and that changed quickly.  I will get my first paycheck soon, but unfortunately I do not know how much it will be, which I doubt is enough since I am a part time waitress, that is all I could find and I need my car.  Also at this time the car is not drivable as it was in an accident, I am waiting on my insurance company to get back to me as far as if it is totaled and how much they are offering.  We have a rental car for the time being due to the fact it is not drivable, but I do not think we will get to keep it long enough to fix my car now.  I am looking for any help I can get, even if it is just a push in the right direction for someone that can help. Thank you for your time. 

Re: Car loan debt when car is no longer drivable

Posted: Tue Jul 06, 2021 9:59 am
by DuhDuh
Dear Sir or Madam,
I hope my email finds you well and safe. I would like to know if you can assist me as I am in deep debt with car loans. I need help in finding financial assistance to help pay my cell phone bill and car loan debt payment. I am currently in the process of being evaluated for MS and also need to get a biopsy on my left breast. I have lost the ability to work for over a year now as my car is not drivable. Also even trying to work from home as not been successful. Please see attached pictures for proof. Thank you in advance for your time and assistance.

Re: Car loan debt when car is no longer drivable

Posted: Thu Oct 27, 2022 7:37 am
by Bosch
Dear Sir/Madam:
I am contacting you, because I am hoping to receive any car loan assistance I can get. Although I did not pay my August car payment on time, I was able to arrange for a promissory note to pay the delinquent amount; however, if I do not pay by August 31st, I will be slated for loss.
Also, I just lost a full-time contract assignment a few days ago. So, any help you can provide would be greatly appreciated. Also, although car debt is my primary concern by far, if you are also able to help with the energy bill, that would be nice as well. Thank you very much.

Re: Car loan debt when car is no longer drivable

Posted: Tue Jul 25, 2023 2:06 pm
by Rested
Hello,
I've been trying to find some help with financial assistance. I got behind on my car payment due to me getting in a car accident and wasn't aware that I still had to make payments not knowing if car was totaled out or fixable. it is really not drivable anymore so not sure why I owe the lender money on the car payment and why I am in debt.
I'm homeless and was living out my car everything I owned is still in that car. If I'm not mistaken I'm only like 1 or 2 behind my dealership not trying to work with me. I was starting school to get my CNA and had to put that on hold cause no transportation. I have know one that could help me lost my mom 2 years ago and I'm all alone out here on the streets trying my hardest to get myself right and it's very hard but I try to maintain. I worked to hard to get my car and don't wanna lose it to the fact I am in debt on a non drivable car. Have 4 kids a grandbaby that I can't even get them to school or appointments ECT. I'm coming to y'all to see if y'all could help me to get my car back from dealership they came and took my car while I'm at my doctor's appointment. Please please can I get some help.