Loans and borrowed me can't help with bills

Help with eliminating and paying debt, including credit card debt and medical debt.
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Commodi
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Loans and borrowed me can't help with bills

Post by Commodi » Sun Nov 11, 2012 12:32 am

I have utility needs, a loan against my car, borrowed money. I have been out of work and a single parent of one. I have credit card debt, no banking account it is closed and in the negative. My teeth need root canals or pulled and dentures. I can go on and on unfortunately. I have never been like this in my life and will have no electric by tomorrow. I don't know who or what to do, I didn't know the DES would help with. People tell me after its overdue that I should have called this place or that. They work the system. I don't. I am unsure of what all information you want here. Thank you for your time.

Melissa Bean
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Re: Loans and borrowed me can't help with bills

Post by Melissa Bean » Tue Feb 28, 2017 7:19 pm

I have fallen on hard times. I have tried to balance my debts the best that I can but they have finally caught up to me. I do not have the money to pay my mortgage, I am months behind and facing foreclosure. I am behind on my car note and facing repo. My student loan is behind. I have credit card debt. My credit score has dropped by 200 points.
I take care of my elderly father as well. His health is declining so I have had to miss weeks of work. I see that there is tons of assistance for the low and very low income individual, but what about those who make a little more then what you consider low income. I need help before we are both out on the streets. Is there any real assistance out there for me? Will someone help us please?

BillsMafia
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Re: Loans and borrowed me can't help with bills

Post by BillsMafia » Fri May 12, 2017 8:30 pm

Dear Help Paying Bills,
The last several months have been the most difficult of my life. I took a temporary leave from my last job because the stress exacerbated my Depression and Generalized Anxiety Disorder. I tool out a bunch of loans to make it by. Then I was out on SDI for almost a year and really not ready to go back to work, but my family is on the East Coast and doesn't understand the challenges I deal with daily. So, I began looking for work ASAP and was rather amazed that I couldn't get a job in my field or a comparative one.
So then I started applying with Target, Goodwill, CVS, Rite Aid -- any place that I thought would be happy to have a college educated professional woman on their staff. My Father helped me out for 3 months with rent and utilities, but with maybe only $20.00 left over. I began washing my clothes in the bathtub and using dish detergent to wash my hair. It felt very difficult to keep going under those kinds of pressure, but I have a great Psychiatrist, Therapist, support groups, a couple of really close girlfriends and a cat that has kept me from thinking of suicide - much less acting on it.
At the beginning of August my Father told me he would no longer help me out financially and the same went for my 3 brothers. He will not even loan me money. I still don't have a job, but I had a very positive interview, yesterday. I can feel that things are going to change for the better. I can't pay this month's rent and have no one to ask for help. Also 2 weeks will probably mean I won't make enough for next month, either.
I love my apartment, it is centrally located which is important for me since I can't afford a car. I have 2 roommates but we all pay our rents individually to the landlord and management company. I have lived here for almost 3 years and have checked around for something cheaper but have not found anything.
While I was looking for help your suggestion about writing for web sites and quote, “In addition, we at needhelppayingbills are looking for contributors and will pay for articles. Please email us at info@needhelppayingbills.com. We would like to see a sample article in advance as well." Made an impact on me. I know I communicate well in writing and have been thinking of doing something on the side as a blogger, web writer, editor or proofreader. I was sure how to go about it so the first thing I did was sign up for this free - but really educational college course, "Writing for the Web." If you would like an example of my writing maybe my beginner's Web Press account would be enough to give you an idea of whether or not I could fit the bill for this program. I can also send you copies of all the places I've applied for to show my seriousness in getting a job. My employment specialist requires me to track the applications for later follow-up.
Please, please help me; or connect me with an organization who is able. I do not want to end up back in a hospital because I had a breakdown. I'm really proud that I am staying this stable through the immense pressure and as I said earlier this is very temporary for me this month and maybe next. I know I will have a decent job to pay my bills by sometime in late September or early October.

King
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Re: Loans and borrowed me can't help with bills

Post by King » Mon Nov 13, 2017 4:26 pm

To all that will listen, thank you. I was recently laid off from the shipyard in Norfolk, VA. I am in a terrible situation. I am facing eviction if I don't come up with the rent as well as utility bills for December. I am short 600.00.
I have borrowed using loans all I can possibly borrow and pleaded with all that would hear me. I just don't know what else to do short of selling a body part. I've applied for over 75 jobs in the meantime. If there is anyone that could help or guide me into the right direction or a job please help me. Thank you in advance.

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