Consolidate all my loans

Help with eliminating and paying debt, including credit card debt and medical debt.
Post Reply
Jordan
Posts: 6
Joined: Tue Jan 10, 2012 9:42 am
Antispam check: Dog
Antispam check: two

Consolidate all my loans

Post by Jordan » Tue Jan 10, 2012 9:44 am

Looking for temporary financial help in all areas of basic daily living needs, rental help,food, utilities grants, low interest loans to consolidate current monthly bills to lower monthly payments. Currently unable to work because of medical condition have not had any substantial income since 4/11. The loans I have taken out are really making it hard to pay monthly bills. Have applied for disability presently in appeals process. Applied for SS which will start in 3/2012 in case disability claim fails fails. Would have to discuss in more detail if any help could be found.

Admin
Site Admin
Posts: 7538
Joined: Fri Apr 13, 2007 4:42 am
Antispam check: Dog
Antispam check: two
anti spam: Blue
Contact:

Re: Consolidate all my loans

Post by Admin » Wed Jan 11, 2012 8:42 pm

We have a summary on the site for types of debt consolidation. Consumers have numerous options available, programs, and resources they can use. Can be a DIY type service, or use a professional company. But read the information in the link we sent.
Jordan wrote:Looking for temporary financial help in all areas of basic daily living needs, rental help,food, utilities grants, low interest loans to consolidate current monthly bills to lower monthly payments. Currently unable to work because of medical condition have not had any substantial income since 4/11. The loans I have taken out are really making it hard to pay monthly bills. Have applied for disability presently in appeals process. Applied for SS which will start in 3/2012 in case disability claim fails fails. Would have to discuss in more detail if any help could be found.

Siva1
Posts: 6
Joined: Sat Mar 24, 2012 10:43 pm
Antispam check: Dog
Antispam check: two

Re: Consolidate all my loans

Post by Siva1 » Sat Mar 24, 2012 10:46 pm

I have 3 personal loans. The pay off on all 3 is $2500. The total monthly payment on all 3 is $189.00. I need someone to help me to consolidate them into 1 payment. Im falling more & more behind & the stress is taken over me. I have a 14 yr old and he has SLE lupus & she needs all of my attention. I am trying to get her to doctors & she's taking 19 different medications monthly & she also goes to school & makes straight A's. I feel like a failure due to this. Please help me! Thank-You,

Admin
Site Admin
Posts: 7538
Joined: Fri Apr 13, 2007 4:42 am
Antispam check: Dog
Antispam check: two
anti spam: Blue
Contact:

Re: Consolidate all my loans

Post by Admin » Fri Apr 13, 2012 8:26 am

There are a number of ways to consolidate personal loans. It is critical to get a lower interest rate on the resulting loan though, otherwise there is probably no point in doing it other than easy of payment. Anyway, here are the details on loan consolidation with a lot of options and ideas for consumers. You can try to do the consolidation yourself, or use a third party company or settlement company.
Siva1 wrote:I have 3 personal loans. The pay off on all 3 is $2500. The total monthly payment on all 3 is $189.00. I need someone to help me to consolidate them into 1 payment. Im falling more & more behind & the stress is taken over me. I have a 14 yr old and he has SLE lupus & she needs all of my attention. I am trying to get her to doctors & she's taking 19 different medications monthly & she also goes to school & makes straight A's. I feel like a failure due to this. Please help me! Thank-You,

Loadw
Posts: 7
Joined: Wed Oct 27, 2010 8:47 am
Antispam check: Dog
Antispam check: two

Re: Consolidate all my loans

Post by Loadw » Sat May 07, 2016 9:36 am

I live in Erie, PA. At this time I am in debt and want to consolidate them. I have just lost my home to foreclosure, (the home is falling apart and the mortgage company wanted me to pay money to get another home loan) and ended up moving. My husband and I now rent an upstairs apartment. Along with this I was laid off from my job at the end of January 2016.
I already ended up with having a deferment on my student loan until May. Since March I have beeand collecting unemployment. Now my unemployment has run out and I still have not been able to work. I have been trying to get an medical card for my MS, but welfare states that I am not disable. I have been trying to find a job online at home on the computer, but I have noticed that a lot of them want you to pay to get the job with them.
How can I place my student loan on hold, consolidate it or get rid of it, until I am able to find an online job at home?
Please let me know.
Thank you,

Stevie99
Posts: 12
Joined: Sun Nov 27, 2011 7:13 pm
Antispam check: Dog
Antispam check: two

Re: Consolidate all my loans

Post by Stevie99 » Wed Jan 18, 2017 12:34 pm

Hello,
I need to refinance my house to consolidate my loans. However, the one that I need to consolidate is a trustee loan. I filed chapter 13 to save my house because my previous tenant who supposed to pay my mortgage failed to pay it for 1 1/2 years. Is there any non-profit org that can help me to consolidate these two loans?
I am paying $1,135/month for my mortgage and $624/month for the board of trustee. If I can consolidate these payments, it will be great... Please advise me if there is some hope towards this situation.

Admin
Site Admin
Posts: 7538
Joined: Fri Apr 13, 2007 4:42 am
Antispam check: Dog
Antispam check: two
anti spam: Blue
Contact:

Re: Consolidate all my loans

Post by Admin » Tue May 08, 2018 12:14 am

Also try a free loan program to consolidate. www.needhelppayingbills.com/html/find_free_loans.html

Post Reply