We need help for our medical debts

Help with eliminating and paying debt, including credit card debt and medical debt.
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Dustin
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We need help for our medical debts

Post by Dustin »

Hello I live in Pennsylvania.We are drowning in medical bills and debts. One which has been turned to collection agency. My husband had a heart attack at age 45. He survived thank God. 2 years later he had a ICD implanted. Our insurance premiums have went to 1200 per month, we have deductibles and he has 200.00 per month which is our copay for his medications. We have two teenage sons still at home ages 16 and 18. I just feel like we are treading water, and slowly sinking. I in hopes that you can give me the contacts to some places that would be willing to get these medical bills caught up. Thank you for your time.
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Re: We need help for our medical debts

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Most lenders have a wide variety of assistance programs they offer, which range from credit cards to mortgages to medical debts too. For example, the nations biggest lender is Bank of America. They provide customers a number of services, so try them first. Make some calls and see what they say. Find details on the Bank of America programs and resources here. http://needhelppayingbills.com/html/ban ... tance.html

Dustin wrote:Hello I live in Pennsylvania.We are drowning in medical bills and debts. One which has been turned to collection agency. My husband had a heart attack at age 45. He survived thank God. 2 years later he had a ICD implanted. Our insurance premiums have went to 1200 per month, we have deductibles and he has 200.00 per month which is our copay for his medications. We have two teenage sons still at home ages 16 and 18. I just feel like we are treading water, and slowly sinking. I in hopes that you can give me the contacts to some places that would be willing to get these medical bills caught up. Thank you for your time.
Spot12R
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Re: We need help for our medical debts

Post by Spot12R »

I am receiving SSI help at the present time, dealing with a mentally illness, Hope I can get some kind of temporary rent assistance. I am falling behind on my bills. I am receiving from SSI $830.00. My rent is $751.00 per month. not much money left. I've been using my credit cards for the past three years to keep up with my expenses and pay medical bills, I have top the limits and owe almost $10.000 dollars on my cards and can not make the payments any more on all of them. Any help for these issues like my debts or rents would be appreciated. Thank you and God Bless...
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Re: We need help for our medical debts

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That is a very extreme amount on your credit card bills and debts. However you do need to address the housing concerns too, as if you get evicted and lose your shelter then credit card debt will not matter as much. We always recommend non-profit credit counseling first, and start with that to see if they can help. They can usually help people budget and advice on housing concerns. Read more on Georgia credit counseling services and agencies, and start there.
Spot12R wrote:I am receiving SSI help at the present time, dealing with a mentally illness, Hope I can get some kind of temporary rent assistance. I am falling behind on my bills. I am receiving from SSI $830.00. My rent is $751.00 per month. not much money left. I've been using my credit cards for the past three years to keep up with my expenses and pay medical bills, I have top the limits and owe almost $10.000 dollars on my cards and can not make the payments any more on all of them. Any help for these issues like my debts or rents would be appreciated. Thank you and God Bless...
Schick
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Re: We need help for our medical debts

Post by Schick »

Hi - I was given this web site. I have lymphoma and was in hospital for four weeks in February - my doctors office was supposed to fill out paper for a grant from Leukemia and Lymphoma Society but they were late and my grant was for $1,000 instead of $5,000...the doctor's office agreed to write off my balance of $3,000 but I still owe the
hospital $1,400 (which they have just turned over to a collection company) and a second transport amounting to $200 as well as various other medical bills associated with my hospital stay. I have been unable to work and funding has stopped from other sources due to them being told my doctor was going to do funding. I am unable to pay all living expenses on disability. I was given your number by Florida Cancer Specialists.
Marjory
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Re: We need help for our medical debts

Post by Marjory »

Hello:
I am a resident of Indiana. I was laid off in March 2013. I have had several back surgeries. In August 2013 I had a spinal stimulator implanted. In May 2013 the stimulator got infected and I had sepsis, followed by several infections.
On top of the loss of my income (approximately $40,000) we have had major medical bills. I pay what I can but it is becoming increasingly hard. I also have prescription expenses and credit card debt. I have applied for disability, have been denied twice and still do not have a hearing date set. I have had to take credit card advances to help pay my bills.
My husband works and we have insurance but with loss of my income and medical debts, things are very tough. What programs are out there for me? I am in too much pain for work and am limited in standing, sitting and lifting.
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Re: We need help for our medical debts

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The best place for both your medical debts and credit cards will be a non-profit counseling agency. If you do have insurance, don't you have an out of pocket maximum you can pay? This is usually the case so people can't get $40,000 in debt. But try the non-profit counseling in Indiana, as there are several agencies available. They are all located here. http://www.needhelppayingbills.com/html ... diana.html
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