Loan to pay off debt and bills

Help with eliminating and paying debt, including credit card debt and medical debt.
Redcolor
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Loan to pay off debt and bills

Post by Redcolor » Tue Dec 07, 2010 7:42 pm

REQUEST YOUR HELP PLEASE TODAY! I am in desperate need to quickly restore my finances to pay off debt and been going through tough times; searched and saturated all financial possibilities to get a personal loan. I have worked at the same job for 23 years at government job and have a stable, reliable income – will not be laid off. I am urgently seeking a personal loan for $6,000 - $10,000 to pay off debt. I have credit card debt, and other bills. I am living my parents house I owe my parent $4,000 IRS taxes, $1,700 state taxes, $500 payday loans $5,000 to fly my wife is $2,500 from Canada $985.00 power bill, $870.00 dental. I have been struggling daily since my wife has went to Canada to take care of her mother but now since her mother has passed away I do not have to money to get her back down here to Utah since I am in debit went instantly from two incomes to one income trying to pay debt. I have also been working hard trying to restore my credit. Greatly appreciate your mercy in considering my devastating financial situation for help. I will respect and will honor your loan offer. Thank you, sincerely!

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Re: Loan to pay off debt and bills

Post by Admin » Thu Dec 09, 2010 9:58 am

While I can't provide info myself, there are programs and options such as salary advance loans from FDIC or credit unions. They are offered by credit unions and local banks, and have reasonable interest rates. Much lower then payday loans. They do need to be paid back quicker, but are regulated and good options.
http://needhelppayingbills.com/html/sal ... ns_fr.html
Redcolor wrote:REQUEST YOUR HELP PLEASE TODAY! I am in desperate need to quickly restore my finances to pay off debt and been going through tough times; searched and saturated all financial possibilities to get a personal loan. I have worked at the same job for 23 years at government job and have a stable, reliable income – will not be laid off. I am urgently seeking a personal loan for $6,000 - $10,000 to pay off debt. I have credit card debt, and other bills. I am living my parents house I owe my parent $4,000 IRS taxes, $1,700 state taxes, $500 payday loans $5,000 to fly my wife is $2,500 from Canada $985.00 power bill, $870.00 dental. I have been struggling daily since my wife has went to Canada to take care of her mother but now since her mother has passed away I do not have to money to get her back down here to Utah since I am in debit went instantly from two incomes to one income trying to pay debt. I have also been working hard trying to restore my credit. Greatly appreciate your mercy in considering my devastating financial situation for help. I will respect and will honor your loan offer. Thank you, sincerely!

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Re: Loan to pay off debt and bills

Post by Steelers » Mon Nov 14, 2011 12:47 am

Need help. Way over my head in debt. Had bankruptcy but did not help me much as bills and debts were not all wiped out. Now i can not get help or loans as credit is so bad. In big trouble with payday loans too. Behind on mortgage two months. Behind on all debts. Working 3 jobs 7 days a week and can not make ends meet. Utility bills behind.I am getting sick from worrying.The stress is too hard. No hope for me. I do not want to lose my home. Please help. Thank you.

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Re: Loan to pay off debt and bills

Post by Admin » Fri Nov 25, 2011 4:44 pm

it is challenging out there now. If you need help with mortgage, debts, and bills, then use our main resource. Find ways to get help paying off debts and loans using this resource. http://www.needhelppayingbills.com/html ... _debt.html
Always try to use a non-profit credit counselor, and we have information and lists of them. They can probably also help you improve your credit scores and ratings too. Many services are free.

Steelers wrote:Need help. Way over my head in debt. Had bankruptcy but did not help me much as bills and debts were not all wiped out. Now i can not get help or loans as credit is so bad. In big trouble with payday loans too. Behind on mortgage two months. Behind on all debts. Working 3 jobs 7 days a week and can not make ends meet. Utility bills behind.I am getting sick from worrying.The stress is too hard. No hope for me. I do not want to lose my home. Please help. Thank you.

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Re: Loan to pay off debt and bills

Post by Capture » Thu Jan 26, 2012 10:02 am

I've been out of the jobs for about 3 months already still trying to seek a good paying job and falling more in debt. I had an accident a month ago and had a total lost, the vehicle was payed for but was left with out one. I am currently boring a vehicle from my father. I am late on rent this month and haven't payed my phone and utility bills because I am short on cash. I just need help or a loan for at least 2000 to pay bills and debts and get my self back on my feet .. email me if need information from me. Thank you.

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Re: Loan to pay off debt and bills

Post by Admin » Thu Feb 02, 2012 9:51 am

Taking out a loan to pay rent is not a good idea. How will you pay next months rent? Another loan? That gets you into a bad cycle very quickly. But if you do insist, then here is some information on various loan programs, both short term and longer term, payday loans, FDIC loans, and other aid.
Capture wrote:I've been out of the jobs for about 3 months already still trying to seek a good paying job and falling more in debt. I had an accident a month ago and had a total lost, the vehicle was payed for but was left with out one. I am currently boring a vehicle from my father. I am late on rent this month and haven't payed my phone and utility bills because I am short on cash. I just need help or a loan for at least 2000 to pay bills and debts and get my self back on my feet .. email me if need information from me. Thank you.

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Re: Loan to pay off debt and bills

Post by Superaging » Wed Dec 26, 2012 1:53 pm

I’m on disability plus I just got evicted, I received help on the initial rent. I am paid to January but I’m not sure how I’m going to pay after that. I’ve help from some friends. I’ve also gotten behind on my credit cards due 2 other hardships. I’ve got 3 payday loans now and I’m just drowning and I’m just not handling it well...my health is failing...everything..I only get 16 bucks in food stamps. I’m just drowning and I don’t know what to do.

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Re: Loan to pay off debt and bills

Post by Tiffany1 » Tue May 07, 2013 8:08 pm

I have several bills; some are medical some are credit cards. Please help I need for garnishments to stop before they fire me. And I need to return to school so I can get a better job. I have three children 2 with disabilities.

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Re: Loan to pay off debt and bills

Post by Lilly » Tue May 20, 2014 1:18 pm

Hi, I live in Boulder Creek, California, I have a job (pays 55K a year) but my fiancé lost his job and we had to move into a camper trailer at a campground (rent ($650/mo). I have credit card debt at almost $30K which I am trying to pay off, but the balances never seem to go down. I have tried everything.

When I try to apply for assistance, they tell me I make too much money. But after I pay my bills I find myself using the credit cards to buy the necessities (gas, food, etc.). We just don't have any money left. I have good credit and pay the bills, but don't have any cash left over to get out of debt. I am scared because I feel like I am only surviving, but I don't want to file bankruptcy, or settle with the credit card companies because if I damage my credit score and we have to move again, I am afraid we will not be able to find a place to live. My credit score has saved us this far.

My fiancé is only able to find part time jobs that pay minimum wage, which barely pays for gas. He is having extreme difficulty finding a job in his field after his job loss.

I am researching tips on how to live more frugally. We cook at home, we don't splurge on anything. I got into debt over the past twenty years being a single mom on low income and using the cards to pay for necessities. I see that some of my credit cards the monthly interest fee is almost my minimum payment. I am now trying to round up the monthly payment so I pay more to each card hoping that will work. I regret being financially ignorant.

I am seeking any help. Are there any charities that may help people get rid of their debt without affecting their credit? Maybe I should be looking into a loan? I don't know. Is there anything that looks at what my actual cash flow is rather than only my income?

Please let me know if there is anything out there.

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Re: Loan to pay off debt and bills

Post by Admin » Thu Aug 04, 2016 1:08 pm

If your fiance only has a part time job, and you are struggling to pay the bills, then taking out another loan is a bad idea. Since you are working then take other steps first. Continue to save money, pay down debt slowly, and talk to a credit counselor to get those tips you need. But if you do assist on borrowing more money, then here is information on many sources of loans for people with bad credit. Many of them have favorable APR rates associated with them too.
Lilly wrote:I am seeking any help. Are there any charities that may help people get rid of their debt without affecting their credit? Maybe I should be looking into a loan? I don't know. Is there anything that looks at what my actual cash flow is rather than only my income?

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Re: Loan to pay off debt and bills

Post by TimesofNY » Thu Sep 14, 2017 12:20 pm

Hi,
I am living in Canada and living alone, working as a junior hairdresser where my salary is not enough every time my boss gives me my check late and she deducts a lot of my pay cheque though. I am working full time but she pays me minimum.
I had taken student loan for my studies around 15,000 plus I am paying for credit cards too. It's very hard for me to pay these all bills with minimum salary, my one salary goes to bills other one for rent, I have nothing left for myself. I am really fed up of my life. I don't know what to do and I am very hard working person. Still I am not a successful woman in my life. Please if you could help me once to get rid of these bills I will be relaxed and can focus on my work and want to open my own salon one day. Please if you could give some big loan then I can pay me all bills once and stick with you to pay back.
Thanks.

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Re: Loan to pay off debt and bills

Post by JakeTapper1 » Wed Oct 10, 2018 9:13 pm

I need assistance paying rent. I do not make enough to pay rent, electric, buy food, and take care of my child all alone. I wanted some help getting ahead. If I were able to save, I could pay my bills on time and not worrying about not having any money. I am willing to pay it all back. I would even take a shot at a second job in lieu of assistance. I have been searching for months for second job and have had no luck. I would really appreciate any help, even it a push in the right direction.

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Re: Loan to pay off debt and bills

Post by Admin » Mon Dec 17, 2018 8:13 pm

Since your income is limited, we would not recommend a loan. Or only as a very last resort. You would much better off seeking emergency cash from everything from work opportunities to non-profits, charities, and other sources. Those options may benefit you even more.

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Re: Loan to pay off debt and bills

Post by Shades » Mon Dec 23, 2019 5:35 pm

We are really struggling. Husband works out of home...very slow and no customers. We have 2 kids and one has autism and we are in debt and need a loan. The electric bill is ridiculous...we have paid since 12.8.19 a total of 829.00 yet we still owe another 694.00, and it was due on the 24th that is with extensions...so it’s going to be disconnected probably today...so we then won’t have electric so husband then cannot work, because he works out of the home in a home business, his machines have to have electricity...so we then won’t even have a phone. A loan can help with those bills too.
I’m the only one with a phone now....and we won’t be able to check email either....they are going to cut it off today I would think...we also took out 500 loan to help pay our electric, so then we will be 555 dollars short on our 850.00 rent on the first, we have to pay that back out of VA disability which we use to pay our rent...so we are coming up on not having the rent February 1st either. We are also behind approximately 300 in debt on our one car we have left. The other was already repossessed a few months ago. I had a professional career until 2.5 years ago, got fired for cause, couldn't even get unemployment, and I was making a six figure salary...can’t find a job to save my life...because of the previous issue with the lies my employer told when they fired me..After a stellar 8 years there, company was bought out, and it was ridiculous, but there was nothing I could do to fight it...really need loan assistance here.

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Re: Loan to pay off debt and bills

Post by Gorge_Walton » Fri Feb 14, 2020 4:43 am

Need some help, I have been wondering what will happen to me after the given period. I don't have enough amount of paying. I have around $2000 debt and I don't understand how can I pay that such amount within the given period. I read something which is related to the debt collection process and I am a little bit worried because I have more than 3 notifications regarding this. The creditors started threating me and I don't know how can I manage it. Does anyone have any suggestions which can help me with this?

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