SSD offset due to defaulted Student Loans

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SSD offset due to defaulted Student Loans

Post by gothceltgirl » Thu Apr 04, 2019 6:55 pm

My defaulted student loans were offset recently by the Dept. of Ed. I called to make arrangements for loan rehabilitation, unaware that the offsets would continue. My monthly SSD check is $974, reduced now to $827.90. My rent increased this month to $800/month, which is impossible for me to pay by myself. My income is too high to qualify for rental assistance from the local welfare office.

I called the Dept. of Ed. and they said that I had to fill out the hardship forbearance form in addition to the loan rehabilitation, sending them the necessary paperwork. As I’d already sent that in with my loan rehab forms, I recycled the paperwork. I am waiting for a new form to be sent, so the estimated time for this to stop is perhaps June or July.

My electric bill is rather high as well and I am unable to pay it. I don’t have enough to pay my Verizon bill either, and while I’ve been looking for freelance work that I can do from home, I am unsure now whether my internet will stay on. I have a disability and because of several limitations am unable to do my chosen work outside of the home or work early in the day.

I recently had a birthday and a friend gave me some belated birthday money, which is the only reason that I was able to pay my rent this month at all.
I don’t know where to look, or what to do for the next 2 mos. as this offset continues.

Please help me find something to ensure that I’m not evicted. I have a cat and I really don’t want to lose her. I can’t handle being homeless again.

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