To Whom It May Concern;
I am a resident of Tewksbury, MA for the past 12 years and had been referred to St. Vincent de Paul from our local church, St. Williams.
I am a widow (lost my husband to cancer two years ago) and have two adult children. I am currently on SSDI for depression, anxiety, etc., but would like to try going back to work ASAP. I had a wonderful career in Human Resources Management for years but due to many losses of loved ones, became unable to work about 4 years ago.
Currently, I've found myself in a terrible financial situation - partly due to paying for various services, including the repair of my car, and being scammed out of money. I live in a rural area so it's very hard to get around without a vehicle.
I am also facing foreclosure on my home and also paid a substantial amount of money to a firm representing themselves as a firm that could help me and, again, was scammed out of more money.
Right now, I have been looking for a part-time job but without a vehicle, it's very difficult.
I do get some food stamps every month ($189) but have almost no food and no money to buy any until my food stamps come in on the 15th of the month.
I am extremely overwhelmed with my current situation especially being Christmas time. My children (2) are young adults but I have no money to get any presents. I do have some other family members but I also lost my mom to cancer last February so this holiday is very difficult as the first Christmas without her.
I would be ever so grateful for any assistance you could provide or refer me to.
I am facing foreclosure on my home with an auction date of December 21, 2019 and have tried getting a HAMP modification from my mortgage serviced. They have denied me for the wrong reasons but am running out of time and have nowhere else to go. I have looked at possibly filing Chapter 13 bankruptcy but cannot afford an attorney after the last attempt. I understand, also, that there are some resources out there that force these mortgage companies to work with people like me on modifications under HAMP but haven't.
I can be reached at.
Thank you for your consideration.