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Hello,
I am behind on my mortgage close to 3 months now. I don’t have or make enough income to pay and the lending company threatens me of foreclosure. My state is Louisiana and the city I live in is New Orleans.

If you are 3 months behind then that is quite a bit of money. There are HUD foreclosure counseling agencies in Louisiana you can try for help. Maybe they can work out some form of payment plan with your lender. So try them, and click more information.