Home loan payments

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Fritz
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Home loan payments

Post by Fritz » Sat Oct 08, 2011 9:22 pm

I live in a neighborhood in Raeford, N.C..We have a vacated home and we understand that Wells Fargo has taken possession of the property. Our concern is that the house is trashed, the grass, weeds are waste high, rodents and other living animals have infiltrated the residents. We have not had any help from our local authorities or counselors. I contacted Wachovia last week. The individual seemed to want to help but I have had no reply. Once again, we live in Raeford, NC and need help with paying our home loan. I would appreciate any correspondence on this matter.

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Re: Home loan payments

Post by Admin » Fri Oct 21, 2011 9:24 am

Sure, most banks have many free assistance programs for homeowners. They can offer counseling, help in applying for government loans, and their own programs, like principal extension and interest rate reductions. Find a listing of programs for Wells. http://needhelppayingbills.com/html/wel ... stanc.html
One of the big ones still in question is principal reduction, as that is one of the keys to saving someone's home from foreclosure.
Fritz wrote:I live in a neighborhood in Raeford, N.C..We have a vacated home and we understand that Wells Fargo has taken possession of the property. Our concern is that the house is trashed, the grass, weeds are waste high, rodents and other living animals have infiltrated the residents. We have not had any help from our local authorities or counselors. I contacted Wachovia last week. The individual seemed to want to help but I have had no reply. Once again, we live in Raeford, NC and need help with paying our home loan. I would appreciate any correspondence on this matter.

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Re: Home loan payments

Post by Tebow99 » Wed Mar 21, 2012 8:39 am

My wife Sheri and our Son Austin live in Minneapolis. I was diagnosed with Muscular Dystrophy and as forced to leave my job in June of 2011. I applied for Social Security benefits and am still waiting for approval. As you are aware, while you are going thru the Social Security process you are not allowed to earn any income. We have been living on our stocks for the last several months and are close to the end of that money. We have always made our mortgage payment on time and have never missed a loan payment. We want to continue this trend. That is why I am coming to you. We are in desperate need of help. Please contact me and let me know our options. Thank you for your time

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Re: Home loan payments

Post by Admin » Fri Mar 23, 2012 1:10 am

We don't provide financial assistance ourselves, but can give you information on how to call for foreclosure help in Minnesota. We always recommend starting with HUD foreclosure counselors, and find them listed for Minnesota. And we are almost certain you can make some money while waiting for social security. How would anyone ever pay their mortgage if that was not the case.
Tebow99 wrote:My wife Sheri and our Son Austin live in Minneapolis. I was diagnosed with Muscular Dystrophy and as forced to leave my job in June of 2011. I applied for Social Security benefits and am still waiting for approval. As you are aware, while you are going thru the Social Security process you are not allowed to earn any income. We have been living on our stocks for the last several months and are close to the end of that money. We have always made our mortgage payment on time and have never missed a loan payment. We want to continue this trend. That is why I am coming to you. We are in desperate need of help. Please contact me and let me know our options. Thank you for your time

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Re: Home loan payments

Post by Thecall » Sat May 19, 2012 9:10 pm

Dear Needhelp,
Good afternoon, and thank you for letting me write to you. I am married with two kids, and had a medical issue....a stroke. I APPLIED FOR DISABILITY and get SSDI and SSI $750 a month. I currently own and work for an internet ministry online, and help people too.

I am asking you or others to help me with some mortgage and home loan assistance of any amount as it pleases you. Or please tell me where I can turn to.

I belong to a church I belong to, and they have been trying to. Right now me and family I have no money to even look for a house to live in or pay my mortgage. The church is trying, but if you can help, oh I will so much appreciate.

MarcLev
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Re: Home loan payments

Post by MarcLev » Fri Jun 29, 2012 9:06 am

I hope I am in the right place... I have been in a loan modification with US bank for a while now and I am 100% caught up except for there lawyer fees...I can not get a hold of the lawyer in a month and no one at the bank will help until its to late and they bring bad news. I have a pile of papers and emails to show everything I have gone threw. I am very scared we have 4 kiddos soon to be 5 and we are not negligent people just life hit hard as well as medical issues. Please let me know if you or anyone can help and I can send you everything I gave us bank to show you I have been on top of it all. Please help.

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Re: Home loan payments

Post by Admin » Tue Sep 17, 2013 9:36 pm

While not sure we understand your question. They just won't contact you? How is that possible? Who were you speaking to? Go drive to the local bank. Talk to someone face to face about your mortgage. Anyhow, we do have a number of assistance programs listed for home loans and mortgage assistance. Maybe explore those if you want, but you really should get a hold of the bank. The programs we have can be found here, and get more details.

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Re: Home loan payments

Post by Medtronoc » Wed May 21, 2014 8:54 pm

Hello,
I would truly appreciate it if you would help me with my bills. At the moment I am two months behind with my mortgage and one month behind with my electric bill and utility bill.
Financially, I have been struggling for a while (car repairs, house repairs) and it is getting harder. I work full time and go to school, I have a 15 year old daughter-who is really sweet. It's hard when I have to say no to her.
I hope you are able to help me
Thank you.

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Re: Home loan payments

Post by Admin » Sat Apr 30, 2016 8:11 pm

Maybe a forbearance on your mortgage would help. This is a "delay" in payments. You may be given a break of a few months. Then, using that timeframe, you can apply what you would have paid for your home loan to those other bills you have. So try the forbearance programs available. http://www.needhelppayingbills.com/html ... grams.html

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