Lien on my home

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Dexia
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Lien on my home

Postby Dexia » Tue Oct 04, 2011 7:37 am

Hello, I live in Massachusetts and am facing a lien being placed on my house if I do not pay my $1500. water bill. I am also in the process of trying (for two years) to get approved for a loan modification through Chase. I am a single mother of 4 children, and recently opened a small business but still qualify for food stamps and Masshealth. Can you please tell me how to apply for the The Low Income Payment Program (LIPP) and the H2O Help to Others Program? I would really appreciate it. Thank you!

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Re: Lien on my home

Postby Admin » Tue Oct 18, 2011 8:07 am

You first need to start with your housing and mortgage payments. Then worry about water bills. Water bills do not matter if you have no home or shelter. Try this for Massachusetts mortgage assistance programs from government and local organizations. Try looking into the Massachusetts mortgage relief fund and free HUD foreclosure counseling in Massachusetts.

Dexia wrote:Hello, I live in Massachusetts and am facing a lien being placed on my house if I do not pay my $1500. water bill. I am also in the process of trying (for two years) to get approved for a loan modification through Chase. I am a single mother of 4 children, and recently opened a small business but still qualify for food stamps and Masshealth. Can you please tell me how to apply for the The Low Income Payment Program (LIPP) and the H2O Help to Others Program? I would really appreciate it. Thank you!

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Re: Lien on my home

Postby gracie » Sun May 03, 2015 1:16 pm

I live in Illinois and have worked in Missouri for 15 years. I had to wait until my youngest son graduated before moving due to a clause in Illinois divorces.
Single mom, I have 4 children 4 under age 12 currently at home. I am the only income with a full time job.
Living paycheck to paycheck due to the rise iand insurance cost, my payments are $600/month
I can't afford 2 houses.
I can't sell my current home in the condition it's in due to IL requirements on breakers vs. fuses
I can't afford to upgrade the electric.
I could sell "as is" at a reduced price however I need a secure place to move into
Due to my loan being transferred in January and the previous company keeping the payments until May, my credit has been hit with being behind.
It has been suggested to me to let them foreclose on my home however, I have spent a great deal of time and money to try and improve my credit since my divorce.
Bankruptcy was another option.
What other options do I have?


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