Search found 41 matches

by bluegourami3
Thu Jun 14, 2012 7:01 am
Forum: General Help
Topic: Insurance on mobile home
Replies: 3
Views: 3183

Re: Insurance on mobile home

If they have a vehicle now, they should be able to add this to their policy with the insurance company they have. It will be considered another auto, as a mobile home is considered mobile. Even though it's considered a automobile, keep track of the interest on any loans associated with this, as I fo...
by bluegourami3
Thu Jun 14, 2012 6:56 am
Forum: Help With Utility Bills
Topic: Phone bill
Replies: 15
Views: 8714

Re: Phone bill

I have been unemployed off and on for 4 years now, I was reading my last bill from Verizon, and I had heard this before also. In looking over my bill, I did see something about helping with low income people afford phone service. I called verizon and explained that I am on unemployment and Food stam...
by bluegourami3
Mon May 14, 2012 6:17 am
Forum: Help With Rent
Topic: Late fee on rent
Replies: 5
Views: 2937

Re: Late fee on rent

I myself, bills are more then unemployment. I was told by legal aid, here in my state of Delaware that housing (rent, mortgages) get paid first. Then prioritize the other bills as what is essential. Look at all bills and see what can be cut, cable, cell phone, and I can tell you that if your unemplo...
by bluegourami3
Sun May 06, 2012 6:56 am
Forum: Help With Mortgages
Topic: Late with mortgage payment
Replies: 3
Views: 3177

Re: Late with mortgage payment

Most mortgage companies include the property/school tax within the mortgage payment itself. This way the states are assured they are getting paid. Look back over you tax papers and see what it states on the form the bank (mortgage) company sent you as far as what you paid in interest, principal and ...
by bluegourami3
Sun May 06, 2012 6:50 am
Forum: Help With Debt
Topic: Any alternatives to bankruptcy
Replies: 3
Views: 2986

Re: Any alternatives to bankruptcy

They have to accept what ever you can pay. But I wouldn't worry about medical bills if you can't pay them, you can't pay them. They have so many years to sue you for a judgement and usually they don't. Hospitals write them off. I have been in this situation many times, and have never paid off any bi...
by bluegourami3
Fri Apr 27, 2012 5:24 pm
Forum: Assistance Programs
Topic: I MADE A REQUEST TWO DAYS AGO........
Replies: 1
Views: 1542

Re: I MADE A REQUEST TWO DAYS AGO........

Look further down the list under the heading of View New Posts, you'll see the reply under Extreme Emergency or however you titled the first question. You answer is there.
by bluegourami3
Sat Apr 21, 2012 6:28 am
Forum: General Help
Topic: Car Repair help
Replies: 18
Views: 9890

Re: Car Repair help

I always suggest to people that need car repairs, try calling your local high schools, vocational high schools, and automotive vocational schools. I don't know where they get their cars to work on, but it's worth a try. I remember in my high school days that the automotive repair shop class, had car...
by bluegourami3
Wed Apr 11, 2012 8:06 am
Forum: Assistance Programs
Topic: Car leaking oil and needs to be fixed
Replies: 6
Views: 3676

Re: Car leaking oil and needs to be fixed

Check with our local high schools and vocational tech schools in your area, It's been along time since I've been in high school, but I do remember than they had auto shop classes. And ask to speak to the teacher, I mean in order to have auto classes, the students to have to work on cars, where they ...
by bluegourami3
Wed Apr 11, 2012 7:59 am
Forum: Save Money
Topic: How to save on energy bills
Replies: 6
Views: 15688

Re: How to save on energy bills

If you own your house, try to access your attic and see how much insulation is up there, I re-insulated my attic, also insulating between the joists in the basement if they are open, this helps keep the cold air from coming through to the first floor. On a cold day, go around your windows and doors ...
by bluegourami3
Wed Apr 11, 2012 7:51 am
Forum: Free Health Care
Topic: We don't have health insurance
Replies: 7
Views: 7075

Re: We don't have health insurance

Check with Legal Aid/Services in your area. They give free advice. Don't sweat the medical bills, most likely 90% of people can't pay them. I had at one time not paid my medical bills and they do drop off your credit report after 7 years if this is not a problem for you to go that long. Also, you ar...
by bluegourami3
Wed Apr 11, 2012 7:45 am
Forum: Help With Rent
Topic: Any rental assistance for women
Replies: 7
Views: 3047

Re: Any rental assistance for women

Check with your local YWCA there are rooms to rent from the Young Womens (YWCA). Salvation Army or look for possible roommate scenerios on Craigslist or local newspaper. Also found a website called roommates dot com.
by bluegourami3
Wed Apr 11, 2012 7:42 am
Forum: Help With Debt
Topic: Cash advance
Replies: 6
Views: 8998

Re: Cash advance

I believe that the bank will still work with you even if you can't make the payment that you agreed to upon settlement. They want to get paid, since this economy is so bad. Call them and explain that you can't send that amount, but could send x amount of dollars this month. I was told by legal aid, ...
by bluegourami3
Wed Apr 11, 2012 7:37 am
Forum: General Help
Topic: Need tags for car
Replies: 4
Views: 3889

Re: Need tags for car

That's going to be a hard one, try first calling around to different insurance companies, tell them you want the state minimum coverage in car insurance. Also ask about mobile home insurance for combined policies, with multiple policies with the same carrier you usually get a discount on the policy....
by bluegourami3
Wed Apr 11, 2012 7:32 am
Forum: Help With Utility Bills
Topic: Phone bill
Replies: 15
Views: 8714

Re: Phone bill

If you haven't had the plan from AT&T long, meaning it's less than 30 days, you can take it back and cancel the contract. Then go on the internet and look up best cell phone plans, I finally decided based on the amount of calling I did, to get a pay as you go phone, since I only use my cell phon...
by bluegourami3
Sun Apr 08, 2012 5:06 pm
Forum: General Help
Topic: Plumbing help
Replies: 8
Views: 4475

Re: Plumbing help

That's why I didn't call my sewer company, when Hurricane Irene hit the Delaware area, and my sewer backed up into my basement, they could evict you for non-habitable house. And then where would I go, because here it is now April 2012 and I still can't afford to have it fixed, but oh yeah, I'd still...