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I see Countrywide is offering mortgage and foreclosure assistance in many states, like New Jersey, Pennsylvania, New York, California, Illinois, Florida, Nevada, Arizona, and others. Can you post info on how to get aid from Countrywide, and a complete list of states. I guess it is from lawsuits with...

How can I negotiate with my credit card company to lower interest rates? I hear this can be done, but have not had much success talking to them. I would like to reduce my rate to under 10%. Thanks in advance for your help. Mary