New years – Reflect and Learn From Past Financial Mistakes

The stats around financial fitness in this country are alarming. Most Americans have way too little if no money saved for retirement. Credit card debt and auto loans issued are at record highs. Savings rates are pitiful. The new year is a great time to take a look at your finances. Nearly everyone is faced with desperate times in their lives. If you had a tough year dealing with financial hardships, unemployment, and personal issues which may lead to a financial challenge, you could use your time to reflect and …

Requests from single parent(s) that can’t afford children

One thing we do here at needhelppayingbills from time to time is to try to sample where our requests for financial help, food, and more come from. We think what has stood out to us is the number of emails from single parents who need financial support and who are struggling. In fact, about 55% of the emails seem to be from single parents who are struggling. This is the result of 100 randomly sampled emails and is a rough estimate as the details can be challenging to get. We …

Free Christmas Activities For Low-Income Families

If you are struggling, there are a number of free Christmas activities that you and your family can do. Having a low income, being unemployed, or living on disability or a strict budget should never be a reason for not having a wonderful holiday season. Christmas has always been a traditional time for family, giving and sharing which can be costly if you are on a budget or trying to make ends meet. However, there are many inexpensive things families can to have a wonderful holiday season. Below are some …