Savings

New years – Reflect and Learn From Past Financial Mistakes

The stats around financial fitness in this country are alarming. Most Americans have way too little if no money saved for retirement. Credit card debt and auto loans issued are at record highs. Savings rates are pitiful. The new year is a great time to take a look at your finances. Nearly everyone is faced with desperate times in their lives. If you had a tough year dealing with financial hardships, unemployment, and personal issues which may lead to a financial challenge, you could use your time to reflect and …

Financial enabling

It is possible to “enable” people in your life, including when it comes to money and finances. There are many ways to do this, including whether the receiver is a substance abuser, gambler, abuser, or has some other challenge. There countless ways to enable people, including financially. Enabling” means doing things for someone that they can do for themselves. As an example, when it comes to enabling a substance abuser, enabling means doing something for someone that they normally could and would do for themselves if they were sober. Yes, …

Money can bring out the worst in people

As much as I hate to say it, I think there is truth to the saying that money can bring out the worst in people. I have witnessed first hand how the love of money, material goods, the pursuit of “more and more” causes tremendous havoc in people’s lives. Sadly so many people give up all morals, values, and self-respect among other things in the pursuit of “more”. I wrote about how money does not bring happiness. In fact, in some cases money can bring out the worst in people. …