Budgeting

Requests from people receiving or waiting on disability payments

As we do from time to time, we sample emails sent to us from those who need assistance. If you look at the size of the population in the US, and the percentage of people who receive social security disability, a disproportionate number of requests for financial aid, referrals, and other assistance comes from people who (1) claim to be disabled or who (2) indicate they are receiving some form of federal government disability benefit or (3) are in the process of applying for SSDI or SSI. About 3% of …

New years – Reflect and Learn From Past Financial Mistakes

The stats around financial fitness in this country are alarming. Most Americans have way too little if no money saved for retirement. Credit card debt and auto loans issued are at record highs. Savings rates are pitiful. The new year is a great time to take a look at your finances. Nearly everyone is faced with desperate times in their lives. If you had a tough year dealing with financial hardships, unemployment, and personal issues which may lead to a financial challenge, you could use your time to reflect and …

Free Christmas Activities For Low-Income Families

If you are struggling, there are a number of free Christmas activities that you and your family can do. Having a low income, being unemployed, or living on disability or a strict budget should never be a reason for not having a wonderful holiday season. Christmas has always been a traditional time for family, giving and sharing which can be costly if you are on a budget or trying to make ends meet. However, there are many inexpensive things families can to have a wonderful holiday season. Below are some …