joncmac

Jon McNamara is the CEO of needhelppayingbills.com, a company that he started in 2008 and that specializes in helping low income families as well as those who are in a financial hardship. He also found NHPB LLC, a company committed to helping the less fortunate and is the Vice President of Billhelp.uk. Every piece of content on this website has been reviewed by him before publishing and many of the articles he has personally written. Jon is the leading author for needhelppayingbils. Find more information at https://www.needhelppayingbills.com/html/jon_mcnamara.html

Cable TV is a want – not a need

Probably a week doesn’t go by in which we don’t receive an email from someone who is looking for resources to help them pay their cable TV bill. Each and every time we write back saying that cable television, or the equivalent like satellite TV or really any streaming service, is a “want” and not a “need”. You do not need TV like you need food, a roof over your head, medications if sick, utilities, resources for work expenses, or water. It is so frustrating to see these requests of …

Almost 20% of children food insecure – impacts learning

With many schools now back in session, or starting soon, it is unfortunate to know that as many as 20% of children in this country live in food insecure households. While like almost every study the exact percentages vary, the estimated range from sources such as Feeding America, USDA, the Salvation Army and others show a range of about 15% to as high as 20% of kids are food insecure. When a child does not know where their next meal is coming from, which is the definition of food insecurity, …

Save $2 per day to build retirement or general emergency savings

As we have noted multiple times, there is a retirement savings crisis in the United States. It impacts people of all income levels, whether low income families or higher earners. We have also noted the importance of saving money as well as starting early (at a reasonable age), and the example below shows how saving just $2 per day at the age of 18 can help you start to build the “foundation” for a retirement account. Or the funds can be used for any need. Retirement savings are lacking in …