joncmac

Jon McNamara is the CEO of needhelppayingbills.com, a company that he started in 2008 and that specializes in helping low income families as well as those who are in a financial hardship. He also found NHPB LLC, a company committed to helping the less fortunate and is the Vice President of Billhelp.uk. Every piece of content on this website has been reviewed by him before publishing and many of the articles he has personally written. Jon is the leading author for needhelppayingbils. Find more information at https://www.needhelppayingbills.com/html/jon_mcnamara.html

Giving Tuesday December 3, 2019

It is holiday time, the time of higher than normal materialism in the US. Generally, this involves buying more stuff they do not need, going into debt, spending money on material goods to impress others, posting images of “stuff” on social network, and living beyond their means. Well, several years ago another “holiday” was created which does not focus on materialism, and that holiday is Giving Tuesday. This year the event is celebrated today, December 3, 2019. Giving does not just mean donating money. There are many ways to give …

21 states with financial literacy requirement of students

While the number of states that are mandating high school students take a financial literacy course/curriculum prior to graduating is increasing, there are still only 21 states that require it. Now if a school wants students to take English Literature and learn about Shakespeare, I have no problem with that, as it is good to know. But I am very confident that knowing what a budget is (gross income, expenses, etc.), understanding what compound interest is, knowing how to determine a income tax bracket, importance of emergency savings, difference of …

Americans spend over $110 per month on recurring subscription services

There is a major downside to all those recurring monthly online and/or retail subscription services. Maybe the biggest downside is that the cost of them adds up over time, especially when multiple services are used. In fact, the average American household spends over $110 per month on the various recurring monthly subscription services – and that amount does not include the traditional ones of cell phone or cable TV (or equivalents). The $110 is from all those other “nice to haves”. They can be subscription streaming services such as Netflix …