Jon McNamara is the CEO of, a company that he started in 2008 and that specializes in helping low income families as well as those who are in a financial hardship. He also found NHPB LLC, a company committed to helping the less fortunate and is the Vice President of Every piece of content on this website has been reviewed by him before publishing and many of the articles he has personally written. Jon is the leading author for needhelppayingbils. Find more information at

Five cities with highest black poverty rates

There are five cities in the United States in which the poverty rates of blacks living in the metropolitan area exceeds 50%. This rate is about 3 times more than the average rates across the nation. Not only that, but these five metropolitan areas actually have a higher percentage of African American living in poverty than in 2009, which is when the recession officially ended. So the problem is becoming even worse.

Amazon allows donations directly to the Salvation Army

The Salvation Army has partnered with to make it easier for families, individuals, or businesses to donate to the charity. This is part of the retailers “charity list program”. A “store” has been created on the Amazon website in which people can buy items for children of low income households, give gift cards, and more. The ecommerce company will give the items to kids across the nation.