joncmac

Jon McNamara is the CEO of needhelppayingbills.com, a company that he started in 2008 and that specializes in helping low income families as well as those who are in a financial hardship. He also found NHPB LLC, a company committed to helping the less fortunate and is the Vice President of Billhelp.uk. Every piece of content on this website has been reviewed by him before publishing and many of the articles he has personally written. Jon is the leading author for needhelppayingbils. Find more information at https://www.needhelppayingbills.com/html/jon_mcnamara.html

Consumer debt at record in 2019 – above financial crisis levels

While the US economy is very strong, with a record low unemployment rate, increasing incomes, and more available jobs than people to work them, it is unfortunate that consumer debt is at a record high, even above the level prior to the 2008 financial crisis. It has been steadily increasing for the last several years. This debt level is one bad data point in the otherwise strong economy. As we have reported on, when the job market and economy are at record levels of strength, as they are today, people …

How To Avoid Emotional Spending

Do you make a decent salary but can’t cover your bills, in debt or living paycheck to paycheck? If you frequently find yourself being short on cash– even with a hefty bonus or overtime pay, then, there might be something wrong with your spending habits. The average adult makes 35,00 choices each day, and many of those choices involve personal finance decisions– from getting out of bed, going to work, morning coffee, a trip a grocery store, not exercising, bad food choices- which can increase healthcare spending and so forth. …

Tariffs impact – low income families

Tariffs have been in effect for several months now. Not only will the rate on billions of dollars of Chinese imports soon to be increased to 25%, but there may also be tariffs placed on hundreds of billions of dollars of additional imports later in 2019. Low income families or those that live paycheck to paycheck (which is most Americans) should start to plan now for higher costs. We do not write about politics. This site and blog is not meant to be political, so we will not write whether …