Monthly Archives: August 2019

Save $2 per day to build retirement or general emergency savings

As we have noted multiple times, there is a retirement savings crisis in the United States. It impacts people of all income levels, whether low income families or higher earners. We have also noted the importance of saving money as well as starting early (at a reasonable age), and the example below shows how saving just $2 per day at the age of 18 can help you start to build the “foundation” for a retirement account. Or the funds can be used for any need. Retirement savings are lacking in …

Charities have limited funds to offer for financial help

We are always surprised when someone writes to us and complains (or even worse such as writes to us with hateful message) that a charity has no funds and can’t help them pay their bills. People literally complain that a church, non-profit, or charity can’t give them money to pay their living expenses. Or people complain that an agency maybe can’t give them food, clothes, or something else. The fact is every single charity or agency has limited funds and resources. Not only do they have limited resources, but even …

Be professional when seeking financial assistance

We get emails every single day from people who need financial assistance for their bills or may want free stuff like food, clothes, or more. If and when you ever need help at some point in your life, be professional in your communication. It can make a major difference. As we have noted before, we receive countless emails with multiple spelling errors, significant grammar issues, entitled communication and more. It is so unfortunate, and that type of unprofessional communication can be a difference maker when seeking financial help. So how …