Monthly Archives: August 2019

A dollar saved is more than a dollar earned

The old saying of a “a dollar saved is a dollar earned” is not true. The fact is that you need to factor in taxes into everything you do. In other words, you need to earn more than a dollar in order to save a dollar. The same concept applies to spending as well. For example, if you say spend $5 on a Starbuck latte, you really needed to work enough hours to make more than $5…as you need to factor taxes into this equation as well. We are always …

Cable TV is a want – not a need

Probably a week doesn’t go by in which we don’t receive an email from someone who is looking for resources to help them pay their cable TV bill. Each and every time we write back saying that cable television, or the equivalent like satellite TV or really any streaming service, is a “want” and not a “need”. You do not need TV like you need food, a roof over your head, medications if sick, utilities, resources for work expenses, or water. It is so frustrating to see these requests of …

Almost 20% of children food insecure – impacts learning

With many schools now back in session, or starting soon, it is unfortunate to know that as many as 20% of children in this country live in food insecure households. While like almost every study the exact percentages vary, the estimated range from sources such as Feeding America, USDA, the Salvation Army and others show a range of about 15% to as high as 20% of kids are food insecure. When a child does not know where their next meal is coming from, which is the definition of food insecurity, …