Financial troubles with credit card debts

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janice clonmell
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Financial troubles with credit card debts

Post by janice clonmell »

Hi,
My name is Janice and I live in Charleston SC. I’m experiencing financial troubles. I do have a job. I just keep having situations arise that build up financial matters and I get stick. I’d like some financial support or credit counseling if at all possible.
I currently have two credit cards involved with debt consolidated companies which has helped. I’m just leary if I should be leaning more towards bankruptcy or where to go on from here. i seem to get mixed messages on what I should be doing.
I own my own condo, I have a student loan, car lease and payment, electric bill, various credit cards and an inexpensive cell phone. i try to live leanly with not lots of personal needs, but the debt is too much for me now.
Please let me know what my options are.

admin
Site Admin
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Re: Financial troubles with credit card debts

Post by admin »

That is great you have a job and are asking for help as well as say you live frugally. There is one main free non-profit in Charleston SC. It is Consumer Credit Counseling Services of Charleston and the Trident Area. it is on Lacross Rd and phone number is (843) 735-7802. With those loans and car bills due, as well as multiple credit cards and debts, you definitely need professional advice. Talk to the CCCS in Charleston.
janice clonmell wrote:
Sun Mar 15, 2020 9:47 am
My name is Janice and I live in Charleston SC.I’d like some financial support or credit counseling if at all possible.
I currently have two credit cards involved with debt consolidated companies which has helped. I’m just leary if I should be leaning more towards bankruptcy or where to go on from here. i seem to get mixed messages on what I should be doing.
I own my own condo, I have a student loan, car lease and payment, electric bill, various credit cards and an inexpensive cell phone. i try to live leanly with not lots of personal needs, but the debt is too much for me now.

Yakina Thomas
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Joined: Tue Mar 17, 2020 1:08 pm
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Re: Financial troubles with credit card debts

Post by Yakina Thomas »

As we know that you and your organization always help for those who are helpless or having some financial problems and gives advice on personal finances I would like to introduce myself before I request you any kind of help / favor for my credit card debts.
My Name is Yakina (56 Years old) live in Pasadena; California has master degree in Statistics and originally belongs to Lahore Pakistan.
I started my job as a Buyer in 1997 with company called Micro Trends Inc. in Pasadena, CA.
But unfortunately our company having a big financial problem in 2010 and close their business in 2014 and after that I lost my job from 2014 to 2020.
During my UN-employments I used some credit card because of financial problem and now I have a loan of $38000.00 and also my son is going to University next year (University and annual fee is about $35000.00 to $55000.00) depends upon the university.
And I am not able to pay his fee because I have already too much loan which I am paying to our Credit Cards.
I want to request if I can borrow some money to pay my loan and give you on monthly basis (instead of paying Credit Cards). I want to request advice on my finances too to help with my literacy.
 I know this is not good to ask a favor or help but at this time I am very helpless and already tried few organization but did not get any positive reply.
So I am requesting you with this hope for card debt and advice. Will you consider my request and help me.

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