Search found 27 matches

by admin
Fri Mar 06, 2020 1:30 pm
Forum: Expenses
Topic: Worked full time and lived within a budget
Replies: 7
Views: 4219

Re: Worked full time and lived within a budget

Hi Deric, That is great what you have been doing for your son Jonathon. You have set a great example and you should be proud. It is not easy to teach a kid financial literacy and how to live within their means, especially as a single mom with no child or emotional support. A hard working single mom ...
by admin
Thu Mar 05, 2020 5:08 pm
Forum: Auto loans
Topic: Vehicle loan for new car as not worth old one
Replies: 2
Views: 2178

Re: Vehicle loan for new car as not worth old one

Sounds like you also ran the numbers on the cost of fixing the old car and buying a new one - good for you. Did you build into your budget room for a monthly payment on the new vehicle loan? As you need to afford it over the long term. Billy, a non-profit in the Wood County Ohio area is the Mid-Ohio...
by admin
Thu Mar 05, 2020 7:07 am
Forum: Credit repair
Topic: Credit down due to debt to income ratio
Replies: 2
Views: 2096

Re: Credit down due to debt to income ratio

Hi Jose, That is great that you are trying to help your mom and her boyfriend. the good news is the weather in New Hampshire is winding down, so maybe the credit can be repaired over the next several months. But she will need to pay off some of those loans and debts to get the income ration back dow...
by admin
Wed Mar 04, 2020 10:21 am
Forum: Credit Counseling
Topic: Many credit services needed in Reading
Replies: 1
Views: 2023

Re: Many credit services needed in Reading

There is a non-profit in northern California that also covers Redding. They are the Consumer Credit Counseling Service of the North Coast and phone number is (707) 822-8536. While I hate to say it, did you go after your family for the $1500 in damages? Maybe even ask for some of the damages or an in...
by admin
Wed Mar 04, 2020 9:54 am
Forum: Credit repair
Topic: Live in New York City and lots of debt
Replies: 1
Views: 1379

Re: Live in New York City and lots of debt

Hi Anthony, NYC is obviously a pricey place to live, and being in debt with poor credit makes it even challenging. Maybe the good news is New York City does offer a bunch of social as well as financial services to residents. One place that may help you is the City's Financial Empowerment Center. The...
by admin
Wed Mar 04, 2020 9:47 am
Forum: Student loans
Topic: Recent college grad seeking public service forgiveness
Replies: 1
Views: 1360

Re: Recent college grad seeking public service forgiveness

There is a lot of complication around the public service loan forgiveness plan from the US Department of Education. Some people can get loan forgiven, some struggle. The financial program is complicated to apply for, understand, and get. We have two options for you on your student loans, and one is ...
by admin
Wed Mar 04, 2020 9:36 am
Forum: Disability
Topic: Veteran living on disability
Replies: 1
Views: 1857

Re: Veteran living on disability

Hi Richard, Thank you very much for your service. 100% disabled does make it challenging to find a job, but many companies are now working with veterans like you to try to help them with employment, loans, and other financial services. Good to hear you started to get SS disability 2 months ago. The ...