Search found 4 matches

by Moneisha Wilson
Tue Apr 28, 2020 9:50 am
Forum: Mutual funds
Topic: Dividend cuts for my mutual funds may occur
Replies: 2
Views: 1063

Re: Dividend cuts for my mutual funds may occur

With profits likely to drop, every company is "susceptible to a dividend cut" and your mutual fund will reflect that. There are companies that have a large payout ratio and added debt to equity and dividend yield and wrote this story. Some companies are Dividend Aristocrats and will do everything po...
by Moneisha Wilson
Sat Apr 04, 2020 11:25 am
Forum: Stocks
Topic: A bear market works in this way
Replies: 0
Views: 562

A bear market works in this way

How much do you have invested? Are you for real? I can't even tell if you are serious or joking on this financial literacy forum. Why on earth are you holding stocks when the bear market is here? Now you get to sit there all weekend and worry. You need to understand the dynamics of a bear market. Be...
by Moneisha Wilson
Thu Mar 26, 2020 6:48 am
Forum: Bonds
Topic: the qualify of bonds during a crisis
Replies: 3
Views: 1769

Re: the qualify of bonds during a crisis

All of these options look at the fixed income part of a portfolio in isolation rather than at the portfolio level, and you can't do that when measuring quality. At the portfolio level, high quality US Government bonds provide the best risk adjusted portfolios. Investors are better served by taking o...
by Moneisha Wilson
Tue Mar 10, 2020 8:27 am
Forum: Social security retirement
Topic: Switch to private retirement
Replies: 2
Views: 1876

Switch to private retirement

Our whole social security, Medicare, retirement-in-general system needs to be completely revamped to a private system. Both should be privatized, with the monies paid in (perhaps keeping the mandated employee payroll tax rate as a required minimum contribution; I'm of two minds on such a mandate, th...