St. Paul mortgage assistance and foreclosure prevention.
Find information on how to get mortgage help, foreclosure prevention, and free counseling in the St. Paul Minnesota region.
One of the local HUD certified counseling agencies is St. Paul's Mortgage Foreclosure Prevention Program. The top priority of the specialists at this agency is to assist homeowners in the St. Paul region with avoiding foreclosure, and to help them stay in their homes and remain part of their communities. A strong housing market is important to the St. Paul region.
The main resource they offer is the Mortgage Foreclosure Prevention (MFP) Program, which may be able to counsel homeowners who are in danger of losing their homes to a foreclosure filing. Services are offered at no cost. Counselors from the HUD certified agency work closely with the homeowners to review their financial situation and to assess their immediate needs and look at options to prevent foreclosure. Just a sampling of the services from the program offers homeowners the following services: The counselor will asses homeowners overall debt and financial situation and provide assistance in evaluating possible foreclosure solutions. Meet to get a start to finish education about the foreclosure process, legal timelines that are involved in the process find how to contact and negotiate with the lender or bank who hold your mortgage. Also get referrals to community resources and government programs including financial counseling. For more information, call the City of St. Paul at 651-266-6626.
Receive free foreclosure counseling and information on government mortgage assistance programs and other options from Community Neighborhood Housing Services (CNHS). Services are offered in English, Spanish and Hmong, and the agency offers free Foreclosure Counseling for homeowners who are having trouble making ends meet but have not actually missed any mortgage payments yet, and free foreclosure prevention is also made available for those who are already behind on their mortgage payments. Call early, as the sooner you ask for help the more options you will have.