St. Louis emergency loan programs.

Lenders in St. Louis Missouri, both private and charitable, provide emergency loans for paying bills as a last resort. The cash, which is available to low to moderate income families, borrowers with bad credit, and others can be used to pay a wide variety of expenses, including housing, rent, utilities, transportation/car repairs and more.

Dozens of companies around the city of Saint Louis as well as county may issue emergency loans. There are both in person and online applications available to residents. In many cases funds can be transferred to the borrower in a matter of hours; if they are approved for an emergency loan.

Most of the companies, whether they are payday loan providers, pawn shops, or even credit unions provide other services too. In an addition to receiving financial help from an emergency cash loan, borrowers can often receive pre-paid Visa or debit cards, credit counseling, debt consolidation loans, and check cashing services. The non-profits in St. Louis, such as community action agencies and credit unions, may also offer free credit repair services.

 

 

 

In general, a borrower can be provided about $500 from an emergency loan, but the exact amount may vary. Charities may issue less (or more) based on the bills that nee to be paid, and payday loan companies also need to abide by state laws that cap the amount available as well as interest rates.

In addition, funds are issued for people of all backgrounds, ranging from the under employed to disabled, single moms or dads, seniors living on a pension, and others. Applications for a loan to pay for emergency bills may be done online, in person (including locations that have Spanish speakers), or through the mail.

Main lenders in St. Louis Missouri

AAA1 Auto Title Loans

  • Location is 1701 S Kingshighway Boulevard, St. Louis, Missouri 63110. The main phone number is (800) 869-2274
  • 9554 Page Avenue, St. Louis, MO 63132. Dial toll free (800) 869-2274

 

 

 

 

  • Another outlet of this title loan lender is at 9826 A Manchester Road, St. Louis, MO 63119. For information and hours, call (314) 962-2800
  • 5517 Lindbergh Boulevard, St. Louis, MO 63123. Main number is (314) 849-6600
  • Mailing address is. This is a financial institution based at 224 N 4th St, St. Louis, MO 63102, (800) 869-2274

AAA Checkmate

  • Address: 5608 Delmar Boulevard, St. Louis, MO 63112, number is (800) 711-1137
  • Main address is 327 Missouri Avenue Suite 412, East St Louis, IL 62201. For hours and directions, dial (800) 711-1137

ACE Cash Express – The company provides many forms of financial services that can assist the low income or those in crisis. There are payday loans for rent or paying bills, pre-paid services, check cashing, and much more.

  • 10578 Page Avenue, St. Louis, Missouri 63132. Primary phone number - (314) 423-4949
  • Another store for check cashing Visa cards, and emergency loans is at 7028 W Florissant Avenue, Jennings, MO 63136. For hours of this site, dial (314) 381-9100
  • Main location is 10004 Gravois Road, Affton, MO 63123. Call (314) 638-7200
  • Main address is 3655 S Grand Boulevard, St. Louis, MO 63118. Phone number is (314) 773-1186
  • This ACE location is based out of Dellwood crossing. Address = 10016 W Florissant Avenue, St. Louis, MO 63136. Call (314) 388-31759144 W Florissant Avenue, St. Louis, Missouri 63136, (314) 869-4109
  • For information, or to cash checks, stop by 6528 Manchester Avenue, St. Louis, Missouri 63139, main number is (314) 644-2654

A.C. Pawnshop, LLC.

  • 850 Chippewa St, St. Louis, MO 63118. Main number is (314) 771-1700

Advance America – Salary advance loans are available to workers. A weekly or monthly paycheck can be transferred into for a loan, with variable interest rates and fees. Advance America has several sites in Saiont Louis County.

  • This payday and personal loan lender is at Cricket, University City Square. The location is 6902 Olive Boulevard, University City, MO 63130. Main number is (314) 862-1678
  • Site is Yorkshire Village Shopping Center. Main address is 1261 S Laclede Station Road, Webster Groves, MO 63119. Telephone number is (314) 918-8979
  • 10654-A St Charles Rock Road, St Ann, MO 63074, (314) 426-7538
  • 3861 Lemay Ferry Road, St. Louis, MO 63125. Call (314) 416-7780
  • Main address = 10519 St Charles Rock Road, St Ann, MO 63074. Phone number is (314) 890-0612

 

 

 

Advance Loans

  • 1 N Oaks Plaza c, St. Louis, MO 63121. Call (314) 261-0800
  • Location of the lender = 1408 N Kingshighway Boulevard #103, St. Louis, MO 63113. For hours, information on applying, and other forms of financial help call (314) 361-7000
  • American Credit Services – If a loan is needed to pay bills (ranging from credit cards to heating oil, furnace repairs, etc.) try this lender. Staff can also direct clients to benefits, ranging from SSI disability to SNAP food stamps.
  • Main location is 3729 Gravois Avenue, St. Louis, MO 63116. Call (314) 772-2727
  • Address: 8803 Gravois Road, St. Louis, MO 63123. Number - (314) 353-3400

AmeriCash Loans

  • Located in: Dellwood crossing at 10026 W Florissant Avenue, St. Louis, MO 63136. Main number is (314) 867-4356
  • Ardmore Finance – Mortgage, credit counseling, and other financial services or assistance programs are run in St. Louis.
  • It is located in Locust Building at 1015 Locust St # 740, St. Louis, MO 63101. Main number is (314) 231-6828
  • 1223 Madison Avenue, Madison, IL 62060. Telephone (618) 451-1223

Bel-Aire Pawn Shop Inc.

  • 7501 S Broadway, St. Louis, MO 63111. Dial (314) 832-2741
  • Brother Loan & Finance Company
  • Main address is 327 Missouri Avenue Suite 504, East St Louis, IL 62201. For information, call (800) 850-8599

Cash Advance

  • 1604 S Florissant Road, St. Louis, MO 63121. Phone (314) 522-9800

Cash America Pawn – The store buys (or issues loans) for items ranging from gold to jewelry. The cash passed out can help families or individuals.

  • The location is 9815 Halls Ferry Road, St. Louis, MO 63136. For hours, details on interest rates, and other data call (314) 388-0118
  • 2616 Telegraph Road, St. Louis, MO 63125, (314) 845-7296
  • Another pawn shop of this chain is at 7920 St Charles Rock Road, St. Louis, MO 63114. Number - (314) 423-2937

CAASTLC – Community Action of Saint Louis

The government affiliated non-profit can provide many services to low income families and those in poverty. They include credit repair, loans to pay for home repairs or HVAC units, LIHEAP energy bill help, and low income housing.  Other poverty fighting programs may be administered too. More on CAASTLC in Saint Louis Missouri.

Check Into Cash

  • 6105 Ronald Reagan Dr, Lake St Louis, Missouri 63367, (636) 625-0562
  • Address/Located in Bellemore Village Shopping Center at 3224 Nameoki Road, Granite City, IL 62040. Number is (618) 451-5220

Check `n Go – Cash a paycheck for money. Or use an advance to get a short term emergency loan.
1415 N Grand Boulevard, St. Louis, MO 63106, (314) 535-5496

  • Located in Mayfair Plaza Shopping Center, 6892 Parker Road, Florissant, MO 63033, (314) 355-9393
  • 9016 Overland Plaza, St. Louis, Missouri 63114, (314) 733-1115

Community Quick Cash Advance and Payday Loans

  • Address: 10214 Watson Road, St. Louis, MO 63127, telephone (314) 966-3600
  • Crystal Rock Finance – The private Saint Louis company provides everything from installment loans to credit cards and more. They also have products for borrowers with poor or no credit history.
  • Location of the lender - 327 Missouri Avenue #300, East St Louis, IL 62201. Phone (800) 903-7994
    5610 Delmar Boulevard, St. Louis, MO 63112, (800) 903-7994

D & R Pawn & Jewelry

  • Address: 7364 Manchester Road, St. Louis, MO 63143, (314) 644-2411
  • Fast Payday Loans St Louis – Receive the money from this lender within 24 hours.
  • This site is based in Bellerive, Missouri, and for the address as well as phone number, call (314) 282-9513

First Cash Pawn

  • 3608 N Grand Boulevard, St. Louis, MO 63107. Telephone (314) 535-6555
  • 3800 Lemay Ferry Road, St. Louis, MO 63125. Call 314) 815-3039

 

 

 

 

Fox Finance LC

  • This lender, which provides numerous financial and credit services is at 400 N 4th St Ste 230, St. Louis, MO 63102. Call (314) 436-5600

Gateway Loan Company

  • Main address is 8915 Riverview Dr, St. Louis, MO 63137. For hours, information on APR rates, check cashing services and more dial (314) 388-4300

Illinois Title Loans, Inc.

  • Address: 540 W St Louis Avenue, East Alton, IL 62024. Call (618) 259-3189

Key Finance Company

  • Location is 4938 Christy Boulevard, St. Louis, MO 63116. Dial (314) 351-6400
  • King of Kash – There are low cost personal loans. They can also offer families a line of credit or exchange cash for car or motorcycle titles. Signature loans are also offered.
  • For one location (main site) it is at 1423 Chambers Road, St. Louis, MO 63135. Call (314) 252-3590
  • Location is St. Louis, MO 63114. Dial (314) 824-2704
  • There is a King of Kash – Crestwood site. Address : 325 Watson Plaza. It is next to State Farm Insurance, St. Louis, MO 63126. Telephone - (314) 966-2274
  • Location is 6614 W Florissant Avenue, Jennings, MO 63136. Main number - (314) 657-4332

Lee's Pawn & Jewelry

  • 4123 Dr Martin Luther King Dr, St. Louis, MO 63113. Phone - (314) 531-0200

Lemay Car Title Loans

  • 2518 Lemay Ferry Road, St. Louis, MO 63125. Telephone number - (314) 558-6943
  • Address - 838 Lemay Ferry Road, St. Louis, Missouri 63125, (314) 631-3009

LendNation - They offer many loan products for borrowers with an income but that also have poor credit scores. As those households also need access to emergency cash in a crisis.

  • Main Address - 1238 Camp Jackson Road, Cahokia, IL 62206. Call (618) 337-2200
  • Lemay Ferry Road & Military Road, Lemay Township, MO 63125, (314) 638-5544
  • Address: 3825 S Kingshighway Boulevard, St. Louis, Missouri 63109, (314) 353-7445
  • Location is Gravois Avenue & Jefferson Avenue, St. Louis, MO 63118, phone (314) 773-7911

Loan Express Company

  • 2018 Olive St, St. Louis, MO 63103, (314) 652-8869

Mannisi Jewelers Pawn Shop

  • Main Address: 6200 Dr Martin Luther King Dr, St. Louis, MO 63133. Telephone - (314) 385-7668

Maplewood Pawn Shop – Trade in couches, furniture, TV, gold, and more.

  • 7407 Manchester Road, St. Louis, MO 63143. Call (314) 645-3289

Metro Pawn

  • 8286 St Charles Rock Road, St. Louis, MO 63114. For hours and information on selling items for loans, call (314) 428-3810

Mr Payday Loans

  • 10633 Page Avenue, Olivette, MO 63132, (314) 426-7501

Missouri Payday Loans – financial services available in Saint Louis County include personal loans, salary advance products, debt consolidation advice/assistance and more.

  • 1701 S Kingshighway Boulevard, St. Louis, MO 63110. For details on their credit services, or to apply, dial (314) 771-7900
  • 9826A Manchester Road, St. Louis, MO 63119, (314) 962-2800
  • 10122 St Charles Rock Road, St Ann, MO 63074, (314) 428-2300
  • Main address: 9554 Page Avenue, St. Louis, MO 63132, (314) 429-3399
  • Address: 3715 S Kingshighway Boulevard, St. Louis, MO 63109. Call (314) 352-5858
  • Location - : Nameoki Shopping Center LP, 3491 Nameoki Road, Granite City, IL 62040, (618) 451-8000
    2196 1st Capitol Dr, St Charles, MO 63301, (636) 949-8008

Missouri Title Loans, Inc.

  • 4976 Natural Bridge Avenue, St. Louis, MO 63115, (314) 385-0808
  • Address - 224 N 4th St, St. Louis, MO 63102. Main number - (314) 621-1818
  • 11732 W Florissant Avenue, Florissant, MO 63033, (314) 830-1022
  • 5517 S Lindbergh Boulevard, St. Louis, MO 63123, (314) 849-6600
  • 1937 Shenandoah Avenue, St. Louis, MO 63104, main number - (314) 771-9137
  • 6985 Olive Boulevard, University City, MO 63130, (314) 727-0382
  • Address is 8900 St Charles Rock Road, St. Louis, MO 63114. Main number - (314) 426-7440
  • 7262 Natural Bridge Road, St. Louis, MO 63121. For information, details, or to apply for a loan, call (314) 382-4960. Spanish speakers are on site too.

 

 

 

 

Neighbors Credit Union – Applicants need to be a member of this non-profit company.

  • 6300 S Lindbergh Boulevard, St. Louis, MO 63123, call (314) 892-5400
  • Address: 8935 Jennings Station Road, St. Louis, Missouri 63136. Call (314) 892-5400

OneMain Financial

  • 379 Watson Plaza, St. Louis, MO 63126, telephone - (314) 966-6020

Pawn Center North County

  • Address is 8950 W Florissant Avenue, St. Louis, MO 63136, telephone (314) 388-4444
  • Pawn King St. Louis – Staff speak English, Spanish, and other languages too.
  • 5188 Dr Martin Luther King Dr, St. Louis, MO 63113. Telephone - (314) 454-3555

Piazza Jewelry & Pawn

  • Address: 10201 Page Avenue, St. Louis, MO 63132, phone: (314) 427-2277

Quick Cash – Get emergency cash online or in person. The money is given within hours, so it can for example pay rent to stop an eviction or maybe allow a struggling family to get the medication they need.

  • Address - 165 Lemay Ferry Road, St Louis, MO 63125. Main number to dial is (314) 638-8460
  • Location is 10220 W Florissant Avenue, St. Louis, MO 63136. Call (314) 869-7762

Rock Road Pawn Shop

  • Main Address: 9191 St Charles Rock Road, St. Louis, MO 63114. (314) 429-0001

Sam Light Loan Company

  • 2601 Olive St, St. Louis, MO 63103. Call (314) 371-8007

Southside Jewelry and Pawn Shop

  • Location of the lender/shop is 8101 Gravois Road, St. Louis, MO 63123. Main number is (314) 353-1900

St Louis Jewelry & Loan

  • 2906 Union Boulevard, St. Louis, MO 63115. Telephone number: (314) 385-8083

St. Louis Community Credit Union – The loans available will be much lower rates than a payday company. They also help clients budget, save, and offer educational classes around money management.

  • Main Address: 1321 S 11th St, St. Louis, MO 63104 - (314) 534-7610
  • Another branch is at 2125 Bissell St, St. Louis, MO 63107. Phone - (314) 534-7610
  • 7345 W Florissant Avenue, Jennings, MO 63136, (314) 534-7610
  • Mailing address is 4435 Chippewa St, St. Louis, MO 63116. Call (314) 534-7610
  • Location - 1250 Graham Road, Florissant, MO 63031, (314) 534-7610

Saint Louis Loan – Title and auto loans are available. They are of course focused on transportation. They also provide some unsecured loans and other sources of emergency money.

  • 10111 W Florissant Avenue, St. Louis, MO 63136, (314) 524-0300
  • Address: 1604 S Florissant Road, St. Louis, MO 63121, (314) 522-9800
  • 13080 New Halls Ferry Road, Florissant, MO 63033, (314) 837-3900
  • This store is in Breckenridge Hills at 9410 St Charles Rock Road, St. Louis, MO 63114. Call (314) 427-2700

Sun Loan Company

  • It serves the St. John Crossings region from 9000 St Charles Rock Road, St. Louis, MO 63114. Main number - (314) 427-1116

Sunshine Title Loan & Check

  • Location is 9400 Gravois Road, St. Louis, MO 63123. Dial (314) 544-5200

The Loan Machine

  • Main location is 7925 Page Avenue, St. Louis, MO 63133. Dial (314) 727-4466
  • There is a site in Woodson Terrace, Missouri. The exact address is 10062 Natural Bridge Road, St. Louis, MO 63134, or dial (314) 385-5600
  • Chambers Road, St. Louis, MO 63136, telephone: (314) 868-5600

TitleBucks Title Loans

  • Address is 6232 Natural Bridge Road, St. Louis, MO 63121. Call (314) 383-4545

Title Cash of Missouri

  • 4655 Gravois Avenue, St. Louis, Missouri 63116, phone: (314) 375-5273
  • This store for title loans and auto financing is at 4237 Bayless Avenue, St. Louis, Missouri 63123. Call (314) 631-3322

Title Loans Express

  • 1300 Washington Avenue #2, St. Louis, MO 63103. Call (314) 326-4882

TitleMax Title Loans – “Trade” in titles (car, SUV, truck, RV, motorcycle, etc.) for cash. Receive money for paying bills, which will be transferred into an account, within hours.

  • 10568 Page Avenue, St. Louis, MO 63132. Phone - (314) 890-2220
  • Main location for this area of the city is at 3227 S Kingshighway Boulevard, St. Louis, MO 63139. Call (314) 881-6164
  • Address: 7742 Watson Road, Shrewsbury, Missouri 63119. (314) 962-0655
  • Northwoods branch at NorthOaks Plaza. Main address is 1B North Oaks Plaza, Northwoods, MO 63121. Call (314) 385-9087
  • 2629 Gravois Avenue, St. Louis, MO 63118, telephone - (314) 881-3975
  • 1311 N Grand Boulevard, St. Louis, MO 63106, dial (314) 932-499

 

 

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