St. Charles County assistance programs.

Free health care

Volunteers in Medicine is a medical clinic that is located in the basement of the St. Charles Salvation Army and it provides free or heavily discounted medical care to those in need of help. Demand for this clinic, which will help and treat low-income adults who do not have health insurance insurance, is rapidly increasing. The number of appointments and people who have been helped is up by 30 percent this year. Volunteers in Medicine will treat children and adults to free health care who have no insurance and an income that is classifies the family as low-middle income. (636) 724-4848.

Rent and mortgage assistance

Sts. Joachim and Ann Care Service, which can be reached at 636-441-1302, has long been in the business of providing housing assistance. The agency will distribute over $100,000 annually to help pay for rent and also provide mortgage assistance in order to help keep people in their homes, as it was determined that doing this is cheaper than helping them get off the streets if they are homeless.

 

 

 

Sts. Joachim and Ann Care Service Emergency Housing Retention program

This is yet another resource offered to low and moderate income people. The EHR program provides assistance and grants to help pay for temporary emergency transitional housing, mortgage assistance, rental assistance, andeven will provide free cash grants for  utility and heating bills payments. Emergency home repairs are also provided, and this assistance falls under EHR through our Repairing Homes, Restoring Hope Program. The phone number is 636-441-1302. Find additional ways to get mortgage help. Click here.

Housing, utilities and rent help

Federal government stimulus dollars are flowing to two nonprofit organizations in St. Louis to provide help for fighting homelessness in St. Charles County.

The two groups including Sts. Joachim and Ann Care Service will receive $319,000, and the North East Community Action Corporation (NECAC) will receive $150,000.

NECAC is based in Bowling Green, but has offices in 12 counties, including one in O'Fallon. This organization will focus more on stopping evictions and homelessness prevention while the care service focuses on rapid rehousing. People can request NECAC assistance by calling Lisa Pittman at 636-272-3477.

Both organizations, including Sts. Joachim and Ann Care Service, will use some of the funds to pay for rent and utility bill assistance. In addition, NECAC will use some money for motel lodging. The care service will allocate funds toward long-term case management and self-sufficiency programs.

The Salvation Army has two main locations in St. Charles County. They administer a program known as  Emergency Social Services. This resource can help individuals and families who are facing a crisis situation. For example, people who have had a reduction in hours at work, medical emergency, or an unexpected job loss may qualify for financial assistance for paying bills, rent, housing and more. Specifically some of the services provided to eligible individuals includes funds to pay rent, heating and electric bills, prescription medications, and other basic needs. Most residents, regardless of their income or background, may also be able to get free food, Thanksgiving and Christmas meals and gifts, clothing, access to a thrift store, and more. The locations are 2140 North 4th Street in St. Charles ((636) 946-7966) and 100 North Jefferson Avenue, call (314) 881-6000.

 

 

Free foreclosure prevention counseling

The local community action agency, North East Community Action Corporation (NECAC) (phone number (573) 324-2231) employs multiple counselors that offer individual foreclosure counseling and mortgage assistance programs that will aid homeowners in resolving their foreclosures. The counselors will work with banks and lenders to negotiate new loan terms that are acceptable to all parties. In addition, the NECAC agency also works closely with each family in financial and credit counseling, and provides debt help, to help prevent future problems of the homeowner. Find additional mortgage assistance programs.

Home repairs, improvements, and Weatherization programs

Additional housing programs that are offered by North East Community Action Corporation (NECAC) (the contact information is immediately above) include home repairs and weatherization. Weatherization will help the homeowner lower their energy bills by installing free energy conserving upgrades. Home repairs will ensure a home is safe to live in, and that all housing standards are met. A variety of funding sources are tapped to provide home repairs and improvements.

St. Charles Missouri food and non-financial assistance

The county is served by a number of churches, charities, and food pantries that provide food and much more. Most of the services offered by these locations is non-financial, meaning they rarely, if ever, have money to pay bills or basic needs. Instead individuals can receive groceries, meals, shelter, clothing, case management, and similar services. Some of the leading organizations to call are below. Or you can find additional food banks in St. Charles.

• Loaves And Fishes, Inc. - Offers hot and cold meals, groceries, and more. The pantry is supported by local donations. 520 North Benton, 314-291-3857
• Hope Ministries Food Pantry - Ongoing food, and special holiday meals may be offered. (636) 272-3080
• Immaculate Conception - In addition to food, may have clothing, personal products, and referrals for the needy. 636-561-6611