The USDA Rural Development rental assistance program provides vouchers, subsides, and ongoing rental assistance to help ensure that low-income tenants pay no more than 30 percent of their total household income towards their monthly rent and related housing costs. Some of Rural Development’s portfolio of other rental and housing assistance programs and resources offered includes the following. Rural Rental Housing Loans are available, which help to finance the construction of additional rental housing for low to moderate-income families and individuals. The government organization also provides grants for cooperative housing for the disabled and elderly. The USDA aid program also awards Housing Preservation Grants, and these are intended to provide assistance to rural communities to help them modernize and improve the quality of housing units and multi unit rental standards. All of these resources are focused on providing affordable housing to low income families and individuals who live in more rural towns, villages, and communities.
The various program and USDA leverage resources including HOME Funds, various tax credit, housing grants, Housing Trust Funds and other federal government rental assistance. All of this is done in an effort to accomplish its goal to provide decent, safe, affordable, and sanitary housing to the less fortunate, and this is done primarily in rural areas.
Wherever the need exists for affordable rental housing for families, the Rural Development assistance program helps play a key role in aiding low-income tenants and their families with their making rent payments on time.
As part of this program, those who qualify for help are generally individuals or families with very low or nonexistent income. Some of the other beneficiaries include senior citizens, the working poor with low incomes, elderly, and persons with disabilities. One of the key conditions is that an applicant cannot pay their standard monthly rent with only 30 percent of their adjusted monthly income.
The federal government Rural Rental Assistance program (RA) provides an additional source of support for low income households. The USDA will pay the owner, landlord or property manager of a multifamily housing complex the difference between what the tenant can afford to pay (which is usually 30 percent of their income) and the total monthly rental rate that was established by the apartment owner.
While each state may establish regions that are covered by the Rural Development rent program, in general the federal and/or state government will allow this program to operate in towns and small communities that have less than 10,000 people living in them. Or in some cases a town of up to 25,000 residents may be eligible if they are so far from a major city. However these rules can change by state and may be altered at the national level as well.
The cash assistance is not provided directly to the family or individual. The monthly rental payment that is paid from the government will be in the form of a voucher, and it will be provided directly to the landlord or apartment owner. The amount provided will be based on what a fair rent should be for that part of the state and community. So the program will not pay for an individual to live in very expensive housing. All housing units need to also be considered safe and pass inspection.
Last year, the federal government provided over $900 million dollars in subsidies and vouchers to low income families and seniors who live in rural towns or cities. This included almost 300,000 families, and it allowed them to live in safe, multifamily housing units or apartments. It brought down their monthly rental payments to much more affordable levels.
To learn more or apply, you can contact a Section 8 housing provider (click here) or a USDA Rural Development field office.
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