If you are struggling, the Community Action Partnership of Ramsey & Washington Counties offers St. Paul and Ramsey residents with several assistance programs. Find information on this organization, as well as how to get help from other groups below. They have a few locations throughout the area, however their main office is located at 450 Syndicate Street N, Saint Paul, MN 55104 and the phone number is 651-645-6445.
Minnesota Energy Assistance Program (EAP) - This service will protect the household from having their heating or utility service shut off, and it can also help them get their power and/or heat restored. The demand for this service is great. Requests for energy bill assistance are up over 10 percent in Ramsey County. The program is funded by the federal government, and the federal aid for the Low Income Home Energy Assistance Program, commonly known as LIHEAP, is awarded on a first-come, first-served basis, so apply early.
Other assistance provided by the EAP program includes helping families and individuals maintain affordable, continuous and safe home energy services. The resources included by Community Action Partnership include bill payment assistance, outreach to under-served populations, and they will intervene in energy crisis situations to ensure people do not have their service disconnected.
Minnesota Low-Income Weatherization Program - They also administer the weatherization program, which will provide customers with free energy audits and upgrades to their homes. These home audits will take anywhere from 2-3 hours, and they include a safety/efficiency test.
Some of what is inspected, and what will be upgraded in the home, includes an inspection of the home’s heating system and water heater, an inspection of insulation levels in the walls and attic, and a check for air leakage. After the inspection is completed, the mechanical heating contractor will come to the home to clean and tune the heating system and address any health and safety issues. Once again, all of this is free to the homeowner. There is no cost. Last, but not least, the insulation process is begun; bypasses and air leaks are sealed, caulking is used, and insulation is blown into the walls and attic to ensure the home is energy efficient.
Workshops for self-sufficiency - Whether unemployed, homeless, or just needing advice, case managers work with clients on addressing their challenges. Learn about creating a savings account or repairing credit, and enroll into state of Minnesota job training programs that operate in Saint Paul.
Car Ownership Program - This program offered by the community action agency helps working families purchase cars through either loan or lease programs. They can loan up tap $4,000 to families for the purchase of a new or used car and also provide assistance by guiding the family through the car buying process so that they get the best vehicle for the price. They work in partnership with the United Way, and they lease cars donated from local dealerships, auctions and fleet services, and provide these automobile to working families. Also read about auto loans from Ways to Work.
Housing assistance - Using mostly government grants, CAPRW provides emergency funds to prevent evictions in Ramsey County. They also offer HUD approved foreclosure counseling to homeowners, and are involved in the operation of transitional and low income housing. In some cases, the agency can offer loans to both tenants and homeowners for their housing expenses.
Applications for car assistance and the ownership program are limited to people who do not qualify for a car loan at a reasonable interest rate due to negative credit history, a lack of credit history, short employment history, or because of temporarily reduced or limited income. Also learn about refinancing automobile loans.
CAPRW - Community Action Partnership of Ramsey offers all those programs and more. Another focus is on providing referrals to government benefits, such as food stamps, or local non-profits in St. Paul. Call them for details, or read Community Action Partnership of Ramsey programs.
Keystone Community Services is a non-profit agency that offers qualified individuals with a host of programs. They offer referrals only, and call them at 651-917-3883. Some of the services and resources provided include:
Ramsey County Catholic Charities (phone 612-664-8500) runs several programs that can provide financial assistance and cash grants. They also offer shelter from the Saint Paul based Family Service Center. There may be money for paying rent, heating and utility bills, and the church can help people deal with other emergencies. More Ramsey County Catholic Charity programs.
Community Emergency Assistance Program, Inc. offered rent help, which is known as homeless prevention. They also provide food and information on other government assistance programs in Saint Paul and Ramsey County. Dial 763-566-9600.
Clothing closets and thrift stores - Low income families may receive vouchers for free clothing or other items from charity organizations. Individuals of all income levels can buy high quality, yet low cost goods, clothing, baby items, and work attire. Non-profit centers in Saint Paul and Ramsey County do what they can to help the less fortunate. Click here.
Merrick Community Services helps low income and working poor people in certain areas of St. Paul Minnesota. Receive access to temporary food, vouchers for bills, transportation, medicine, school supplies, holiday food/gifts, rent and housing help, and other emergency services through two food shelves and other distribution centers. Phone (651) 771-9339.
Ramsey County Salvation Army (651-746-3400) provides food, hot meals, and from time to time may have limited financial assistance to help pay rent, bills (such as heating and utility) and health care expenses.
Saint Paul Planning and Economic Development Department - This government agency offers emergency housing assistance and money to pay rent from the Homelessness Prevention and Rapid Re-Housing Program (HPRP). This program was created from stimulus funds, and can provide money for, among other things, rent, moving costs, utility assistance, security deposits, and more. Call (651) 2666020 for more information or to apply.
Twin City area churches also cover Saint Paul. Families living in poverty, immigrants, the elderly, and others can all apply for assistance. Find the following:
Community Neighborhood Housing Services offers many services to potential homebuyers as well as people who now own their homes. Examples include free or low cost counseling on home purchase, foreclosure and financial literacy counseling. Also receive help with energy efficiency and utility costs, such as referral to energy programs such as LIHEAP and weatherization. The housing agency also administer Minnesota Housing Finance Agency (MHFA) home improvement and rehabilitation loans. Other services include Reverse Mortgage Counseling. The non-profit is a Housing and Urban Development (HUD) approved housing counseling agency that provide Ramsey County families with housing information, including assistance people need to avoid foreclosure. 35 Water St W, St. Paul, MN, 55107, telephone (651) 292-8710
Neighborhood House – Offers emergency assistance including a food shelf. Social workers also provide Crisis intervention, Housing Support, Life Skills Education, Holiday programs, and Case Management. Call (651) 789-2531, or learn more.
Government assistance - Low income residents, seniors, and families with children can receive a number of resources from the county and state of Minnesota. Cash assistance can be provided to families with children as well as individuals without kids, and the funds can be used to pay for food, energy bills, or housing. Other programs will coordinate job training and help Ramsey County resident gain self-sufficiency. Or apply for resources such as food stamps, child care assistance, senior care, and more. Several government programs are available in St. Paul and nearby area. Continue Ramsey County public aid.
West Side Community Health Services is a partnership between Ramsey County Public Health Department and West Side Community Services. They provide outreach and primary care for children at-risk of eviction. Programs also assist with utility shut-offs through financial assistance and information. If you need utility or heating bill assistance you must have a utility shut-off notice. 555 Cedar St, St. Paul, Minnesota, 55101, dial (651) 290-6815 for intake.
Ramsey County Financial Assistance Services Division administers several services and assistance programs for the low income and poor. The main office is at 160 East Kellogg Boulevard, Saint Paul, MN 55101-1494. Call (651) 266-4444.
Minnesota Assistance Council for Veterans provides Support Services to Homeless Veterans. This is for veterans and their families who are currently homeless, behind on their rent, facing eviction, or that are in danger of becoming homeless. Receive financial assistance with rent, mortgage and transportation needs. Free food and other housing resources are offered too. 360 Robert Street North, Saint Paul, Minnesota 55101.
Government and non-profit homeless assistance programs both rehouse families and try to stop an eviction from occurring. Services, such as credit counseling and budgeting, are combined with emergency money to pay for bills or housing costs. Examples of what may be provided by agencies that administer it in St. Paul Minnesota include water or heating bills, transportation for employment and rent.
Not only may low income tenants get help, but assistance is also for veterans and the currently homeless. Some of the homeless prevention will also be focused on families living in poverty as well as single mothers in the region. More information.
Free Thanksgiving and Christmas help is available. Based on the levels of donations, families and children in Ramsey County can enroll into programs such as Adopt a Family, of they may be able to receive a free meal or food basket from a charity. Read Ramsey holiday programs.
Jewish Family Service may have referrals or emergency assistance. Many of their programs come with restrictions, but some may be open to residents of all religions. The non-profit offers career counseling in Ramsey County, assistance for seniors, employ readiness services, and referrals. Learn more.
Minnesota Lutheran Social Service works to prevent homelessness. Assistance is for low income families, seniors, the disabled, veterans, and others, such as youth. Call for information or referrals to emergency shelter, transitional housing, funds for paying rent in a crisis, and other housing solutions. Supportive and transitional housing is available in Ramsey County. Click here.
Cradle of Hope can provide Financial Aid for Pregnancy Related Expenses. Apply for rent and mortgage payments or help with property taxes. Limited medical bills may be paid for or the utilities if electricity is needed for equipment. Other aid may be offered for child care, furniture, diapers, or the Pack-N-Play Portable Crib. 1935 West County Road B2, Roseville, MN 55113
Salvation Army Twin Cities - Ramsey County Social Services has several offices in the area. The staff from the center coordinate emergency financial aid, provide case management, and other forms of support to the low income and less fortunate. Some of what may be offered includes free food, heating assistance, holiday programs, shelter, and other support. Click here.
Southern Minnesota Regional Legal Services provides free or low cost legal advice and representation in cases involving eviction, Maintenance and repairs in rental housing, Illegal lockouts and utility terminations by landlords, Mortgage foreclosures, Public and subsidized housing admissions and terminations and other civil matters. Location is 400 Alliance Bank Center, 55 East 5th Street, Saint Paul, Minnesota 55101, phone (651) 222-4731.
Emergency rental assistance - A number of non-profits, charities, and government programs in Ramsey County can help individuals pay their rent in an emergency. Find where to apply to for grants and cash assistance for security deposits, housing expenses, and other costs. Learn more.
Find a listing of assistance programs, resources and agencies that provide help including mortgage, housing, energy and heating bill, and other assistance to Ramsey County Minnesota.
The Second Harvest Heartland Food Bank (651-484-5117) provides hunger relief and food assistance to low income and unemployed people and individuals who are in need by distributing donated grocery products to human service agencies and charities in the agency.
Loaves and Fishes Too provides free evening meals and groceries at seven dining locations throughout the Twin Cities, including Saint Paul Minnesota. 612-377-9810
There are several other non-profits and government agencies that can prevent hunger. Resources range from SNAP food stamp applications to pantries and Meals on Wheels for senior citizens. Find more Ramsey County Minnesota food pantries.
East Side Neighborhood Services, Inc. (612-781-6011) provides job training, placement, and career counseling services.
Mid-Minnesota Legal Assistance offers free legal advice and representation to low-income and elderly families and individuals to prevent loss of shelter, prevent a foreclosure and obtain repairs needed to make housing safe. Phone 612-332-1441. Learn more on Minnesota free legal advice.
Minneapolis Urban League (612-302-3100) offers free foreclosure counseling for African Americans as well as others who are facing a foreclosure.
St. Mary's Health Clinic provides free high-quality care to low-income as well as underinsured and uninsured men, women, and children in the greater metropolitan area of St. Paul and Ramsey County. Over 300 doctors help support the clinic. Call 651-690-7020 to learn more or make an appointment.
Several other clinics, medical and dental centers operate in the region. Programs offered include free check ups, discounted prescription drugs, affordable dental care, and family care. Some of the leading centers are St. Paul based United Family Medicine - Community Clinic ((651) 241-1000) as well as Open Cities, which has several locations in Ramsey County. Get more information on their services and locations.
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