Some of the clients of the Urban League in Philadelphia include tenants seeking help for their rent, homeowners faced with foreclosure, and the unemployed. However, other individuals that are struggling can also call on the non-profit organization for assistance. Various programs and referrals are administered.
Tenants may benefit from information on regional rental programs. The League can both prepare prospective tenants on how to be retain their apartment and give advice on financial aid that may be available in order to stop an eviction.
The programs from the HUD certified Urban League offers free budget and credit repair counseling. Specialists will also help clients plan for potential difficulties that may arise from renting an apartment or house in the city of Philadelphia.
Individual counseling sessions cover many topics. They include neighborhood selection in the city, the responsibilities of tenants and also their landlords, lease review sessions, elements of apartment inspections, and staff will offer tips on who to obtain renter insurance. Also, for those facing homelessness, referalls may be offered to emergency financial aid for paying rent, including social services.
Homeownership assistance, meanwhile, provides comprehensive training to potential buyers. This can include counseling or education to individuals of all income levels in advance of a home purchase.
Courses in this Urban League program focus on completing residential loan applications, understanding real estate contracts, home inspections and maintenance, mortgage closing and fair housing laws in Pennsylvania. The program also educates participants on preparation and pre-qualification for a mortgage.
The Philadelphia Urban League offers free or low cost foreclosure counseling services as well. HUD certified counselors can advise homeowners who are delinquent in their mortgage payments. Together you can come up with repayment plans with your lender that may prevent foreclosure.
Specifically, the counseling service provides thorough financial analyses to assess clients’ ability to pay their home loans on time in the future. This will also address budget counseling to reduce the risk of future missed payments. There is also mediation and support in working with banks to prevent default and/or foreclosure.
The non-profit can also provide low income families with referrals as well. They focus on individuals that are struggling, and may offer information on resources such as LIHEAP utility-bill assistance, section 8 vouchers and more. They are a HUD approved housing agency, and truly work to help those that are less fortunate and get them on a path to stability.
In addition to the services above, Urban League of Philadelphia helps families with financial planning. This is all done budget and credit counseling services. This assists families in recognizing and avoiding predatory lending or repairing their credit. Counselors will also offer advice on controlling spending habits as well as the development of effective savings strategies.
Working in partnership with other groups, such as the city and community action agencies, there is a volunteer income tax assistance (VITA) program in Philadelphia. This offers free tax help or guidance to people with low-to-moderate income who cannot prepare their own federal and state of Pennsylvania returns. This VITA service is available to low to moderate income individuals who make $45,000 or less per year.
The Urban League’s Center for Workforce Development employment program helps families become economically stable over the long term. For individuals looking for a job, new skills or maybe a better career opportunity, the center provides a number of workshops. They touch upon job-placement referrals, entrepreneurship, career counseling, case management, training development, and post-placement support.
The employment center also offers highly specialized workshops to help individuals seeking employment, including the youth in Philadelphia County. Moreover, the Center for Workforce Development hosts regional job fairs to assist individuals in search of employment. Or they may benefit from vocational development and advanced educational opportunities.
Throughout the year there may be job fairs in the city which provide a one-stop experience for individuals pursuing connections with local employers. There are companies in Philadelphia that may hire the youth, seniors, or even long term unemployed. The urban League will have information on these opportunities.
The organization administers sessions that focus on leadership for entrepreneurs, youth, and others in the county. It will encourage individuals to take a more active role in their education and career growth.
Attendees can benefit from training advice, increased knowledge of and better access to educational support, and incentives and recognition for participation. All employment programs across Philadelphia also opportunities for improving leadership and educational development.
For more information regarding any of the aforementioned programs, contact the Urban League. The organization is located at 121 south Broadway Street, Philadelphia Pennsylvania. They can be reached by phone at 215-985-3220.
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