Patients who need help paying expensive health care premiums and co-payments may be able to get financial assistance from Patient Services, Inc. (PSI). It is a non-profit organization that was created in the late 1980s to provide a so called safety net to people who are chronically ill. The assistance from the non-profit is focused on a limited number of around 20 diseases, and the list always changes.
In addition to only covering certain conditions, PSI also offers financial aid for patients with a FDA approved medication. The applicant needs to be lower income as well as lack proper health insurance. The client needs to be struggling to pay the resulting health care expenses, hospital bills, and medical debts from the condition they face.
Since the non-profit was formed they have helped tens of thousands of patients as well as their families. They have provided qualified patients and their families with financial assistance for a wide variety of medical diseases. The grants from Patient Services Inc. are effective at addressing chronic conditions.
There are several different types of assistance programs offered. Among them include the following.
Limited financial assistance may be available to help subsidize the cost of the patients health insurance premiums as well as any deductibles on their policy. The money comes from a combination of donations and public grant programs.
A representative from Patient Services Inc. can help an individual locate affordable health insurance. This service is also available in all 50 states, and they will locate a plan that works for that patient. The insurance will also need to cover the specific medical condition and account for their financial means. Find other information on affordable health insurance plans.
Many of the sick need help in both finding and paying for prescription medications. Numerous programs are available, including government run programs, discount services and medications from pharmaceutical companies themselves. PSI staff help with applications for the FDA medications.
As many people know, dealing with the various federal, state, and local government agencies can be challenging to say the least. Patient Services, Inc. can help people navigate this process. Clients can understand what benefits are available to them. Counselors and specialists can assist them with such government programs as Medical Part D Co-insurance as well as Social Security Disability.
The non-profit also works closely with government agencies as they navigate the health care in this country. For example they have utilized public funding from various states to help subsidize the cost of health insurance premiums and provide patients with various forms of case management.
Patient Services may help pay for the cost of the co-payment for medication prescription drugs. Or if the patient does not need medication, then there may be financial aid to pay for supplement insurance costs, or cover the treatment and the bills that are associated with a covered chronic illness.
A service known as A.C.C.E.S.S. is involved in federal and state government entitlement programs. Patients can learn about and sign up for Medicare, Supplemental Security Income, Medicaid, and so called high risk health insurance programs. The fact is there are many government as well as non-profit benefits out there. Patient Services, Inc. will help clients locate them and apply.
The PSI Payment Card can provide discounts on prescription medications. Tens of thousands of pharmacies and hospitals accept the card. It is free to sign up for and their is no cost to use it. All sorts of brand name and generics are covered.
The amount of financial assistance provided by Patient Services Inc. will vary based upon the patients financial condition, their total household income, the illness they have, and other factors. Call 1.888.700.7010 to apply for help for medical expenses or to get more information.