The Palm Bay City Council has established a program to include a total of almost $800,000 in down-payment assistance for Palm Bay residents who are first-time homebuyers.
This aid will help people in the community get into homes said Deputy City Manager Sue Hann.
The home buying assistance comes in the form of a 30-year, no-interest mortgage loan. This loan does not have to be paid back as long as the buyer remains in the home for the length of the loan. The maximum amount of the loan that will be provided under the program is $37,948. In addition, the home buyers will be required to complete a first-time homebuyer training and counseling course. Last, but not least, $10,000 will be available for necessary home repairs and maintenance. Dial (321) 952-3424
Another agency that can support individuals in Palm Bay is the Central Brevard Sharing Center/Client Assistance. They offer rent assistance if someone is facing an eviction. An applicant needs to have a letter from their landlord saying exactly how much they owe and when it is due. A prescription may be filled, but only as a one time event. Utilities can be paid if someone is facing a disconnection, so this as well is a crisis program. Palm Bay residents can apply for any one of those services. Call (321) 631-0306
Another similar location to above is the Palm Bay Sharing Center. However this charity organization will offer financial assistance for water bills, and only pay up to the last $35 dollars of said bill. A limited amount of support may be offered for prescription medications. An on site food pantry is also available which provide groceries and free food to the low income. The address is 2881 NE Palm Bay Road, and phone number is (321) 676-2965.
Palm Bay Section 8 applications can be obtained by dialing City Hall (321) 952-3402. Section 8 is a federal government funded program that can help find housing and apartments for the low income, and help them pay rent once they get into a new home. Click here for more on Florida section 8 housing vouchers.
St. Paul's Anglican Church is located ear the city, and it can provide food and non-monetary support and resources. Call (321) 259-1130
As with most communities in the area. the Palm Bay area also has a local Salvation Army. Their phone number is (321) 632-6060. Always highly in demand, this local charity can provide information on many government and state of Florida programs. For example, learn about Florida mortgage assistance solutions and assistance programs. The Salvation Army has an on site food pantry and thrift store. Emergency help can be used to pay rent or mortgage, and only if the homeowner is facing a foreclosure or an eviction. If your electric is threatened with a disconnection, then money can help pay your power bills. Call the Salvation Army at (321) 632-6060.
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