Monmouth County assistance programs.

Below you will find information on many charities and non-profits that provide help with rent, foreclosure prevention, financial assistance for bills, referrals, and much more aid.

Housing help, including rent, foreclosure assistance, and energy bills

The Affordable Housing Alliance (AHA) (732-389-2958) is a nonprofit organization that has as its primary goal the agenda of doing whatever it can to provide housing assistance programs, develop affordable housing, and offer services such as foreclosure counseling, a first-time home buyer assistance program, rental and energy bill assistance, eviction prevention and more for residents of Middlesex, Monmouth, and Ocean counties. You can find below more information on some of the programs they offer. However, you should contact the Affordable Housing Alliance to learn more about these programs, and others that they have, or to apply.

Mortgage and foreclosure assistance

AHA will assist families who need to find assistance in obtaining a workout solution with their bank, lender, or current mortgage holder. The goal is to reduce their monthly mortgage payments and stop a foreclosure filing. As with any program there are limited resources, so they will prioritize client intervention based on those clients who are in the foreclosure process and help those most in need. If you are someone who is facing an imminent foreclosure emergency, contact the Affordable Housing Alliance to see what they can offer you. Find additional ways to get mortgage assistance.

Help with heating and utility bills

The Affordable Housing Alliance will also help families with the application process so that they can receive assistance with paying their heating, gas, electric, propane, and oil bills. The AHA organization is also an authorized NJ SHARES Intake site, which means they will assist those people with moderate household incomes by providing a one-time hardship assistance payment per calendar year.

 

 

 

In addition, AHA also manages a Low Income Home Energy Assistance Program (LIHEAP) which will assist low to moderate income households, particularly those people who have the lowest incomes that pay a high proportion of household income for their heating and or home energy bills. They do what they can to help the with meeting their one-time or monthly home energy or heating needs, depending on household eligibility and income. Even learn about such programs as a free heating oil program.

New home buyers

Yet another program is available, and that is an educational workshop and one-on-one counseling for potential first-time home buyers.

Referrals

If AHA can’t help you in your particular situation, they also partner with other nonprofit community organizations and charities to develop housing options, assistance plans, revitalize neighborhoods and ultimately, strengthen our state, nation, and your family’s finances. They can refer you to these agencies, and these partners they work with can include Catholic Charities, Asbury Park’s STARS, NAACP, Manna House, Ladacin, Interfaith Neighbors, and the Mental Health Association.

They are located at 59 Broad St. Eatontown, NJ. The Affordable Housing Alliance (AHA) phone number is 732-389-2958.

 

Low Income Home Energy Assistance Program (LIHEAP)

The Affordable Housing Alliance has been administering this federal government funded program.

The AHA non-profit agency began facilitating funding through the long-running federal government Low Income Home Energy Assistance Program (LIHEAP) to Monmouth County residents in November. Since then they have helped several hundred people who are in need of financial aid with paying their utility bills. The LIHEAP program will help qualified families pay for their home heating bills, cooling and other energy costs, as well as helping them weatherize homes. Individuals in Eatontown and Monmouth County are eligible for LIHEAP up to 225 percent of the poverty level in New Jersey

The amount of the grant that is provided after qualifying for LIHEAP is determined on a case-by-case basis. It depends on the your total family income and number of people in your household. There is no one set answer to the amount of aid that is provided.

 

 

Emergency assistance for bills and expenses

Catholic Charities, Diocese of Trenton, is an organization that has as its mission the goal of improving the quality of life of families and individuals, especially the low income, poor and venerable. They can offer rental assistance, utility and heating bill help, clothing assistance, food pantry and more. Also they offer aid through providing information, service, advocacy and community building to people in need. (973) 279-7100 Ext. 20, or stop by their Middletown location.

Another agency to contact for referrals and information is Project Paul. The goal is to serve low income and working poor people in need, especially the low income and poor, who live in the towns of the Bayshore area of Monmouth County New Jersey.

Interfaith Neighbors - Monmouth County, which is located in Asbury Park New Jersey and can be reached at (732) 775 - 0525, operates a rental assistance program for working poor families in Monmouth County.

Asbury Park based Mercy Center will assist qualified clients in finding and financing necessary medical treatment and prescription medications, offers assistance with payment of rent/mortgage arrears, heating and utility bill payments arrears for those who are working. Call (732) 774 - 9397.

Project Paul ((732) 787 - 4887) is a non-profit agency that runs numerous programs. They provide food, assists with rent and utilities to qualified families, run a thrift shop, provide clothing, and more.

Salvation Army offers short-term, non-permanent emergency financial assistance, including free food, and utility and rental assistance, first months rent to families, individuals, and groups unable to provide such services for themselves. The Salvation Army also is a participant in NJ Shares energy bill assistance program. Phone (973) 539 - 2700.

Checkmate – Offers comprehensive social services to the low income. Services include housing counseling, employment and job finding, case management services, weatherization, home energy assistance, and medical support. In addition apply for emergency financial assistance for paying your mortgage, rent, and utility and heating bill payments through federal and state government funding and grants. 910 4th Hwy, Asbury Park, New Jersey, 07712, (732) 774 - 3100

Community Outreach Group – A resource known as the Emergency Action Fund is a fund that gives one-time cash assistance and grants to qualified people in need of emergency help, medical bills, for utilities, rent, or transportation expenses. The following town are served in Monmouth County; Aberdeen, Atlantic Highlands, Belford, Cliffwood, Hazlet, Highlands, Holmdel, Keansburg, Keyport, Leonardo, Lincroft, Matawan, Middletown, Port Monmouth, Union Beach. 96 King's Hwy, Middletown, New Jersey, 07748, (732) 671 - 8775

Jewish Family & Children's Service of Monmouth County – Funds for utilities and a thrift shop is open. Helps people regardless of religion. 705 Summerfield Ave, Asbury Park, New Jersey, 07712, (732) 774 - 6886

Middletown Helps Its Own – Offers low income assistance programs. Port Monmouth, NJ, 07758, call (732) 787 - 3604

St. Benedict Pantry Social Ministry Office – Food, clothing, and limited amounts of financial help for bills, housing, and other expenses. 165 Bethany Rd, Holmdel, New Jersey, 07733, call (732) 264 - 4713

Monmouth County resources and assistance programs that are offered statewide

Get information on emergency financial assistance programs may also be able to help people and families across all of New Jersey, including Monmouth County and Freehold.

• New Jersey free HUD foreclosure counseling
• New Jersey Section 8 housing assistance
• New Jersey mortgage help and foreclosure assistance
• New Jersey heating and energy bill help
• New Jersey medical debts
• New Jersey legal assistance
• Dental clinics in New Jersey. More.
• New Jersey free community clinics

Homeless Services

Family Promise is a non-profit organization that provides food, shelter, counseling and comprehensive services and assistance to homeless families in Monmouth County and Middletown, while advocating innovative solutions to chronic homelessness and trying prevention. 732-495-1050.

Food Pantry and Food Aid

Low income and hungry people may be able to receive free food and aid from the FoodBank of Monmouth County New Jersey. The primary mission of the FoodBank is to feed as many low income and hungry people as possible throughout the area. They accomplish this by collecting and distributing donated and surplus food and groceries to charities and non-profits in the area that are serving the immediate food needs of families and individuals, and also through programs that address the long-term causes of hunger. Phone 732-918-2600.

Atonement Lutheran Church provides food to people in an emergency (732) 776 - 5727.

Eatontown Food Co-op Pantry, which is located in Eaton New Jersey ((732) 542 - 0882) provides free food and pantries.

A couple dozen other pantries operate in the area. Find more food pantries in Monmouth County New Jersey.

Non-profit legal advice

If you have a civic case, contact Ocean-Monmouth Legal Services, Inc. The firm is a non-profit organization that handles civil matters for people on a limited, fixed, or low incomes and the client must also live in Monmouth and Ocean Counties New Jersey. The firm has two offices in Monmouth County and two locations in Ocean County New Jersey.

 

 

Foreclosure prevention advice and debt reduction services

Contact the local non-profit, Novadebt at 1-800-99-BILLS. They offer a host of financial programs, including these listed below.

• Foreclosure assistance -The agency is a HUD (Housing and Urban Development) approved Housing Counseling agency. They provide pre-purchase, mortgage and default counseling, foreclosure assistance and even Home Equity Conversion mortgage counseling. Work one on one with a housing counselor to explore alternative to a foreclosure filing. Read more on New Jersey mortgage programs.
• Credit card and medical debts - Receive advice and assistance, including access to a low cost Debt Management Plan. The counselor will explore all programs and services you can use to reduce your debts.
• Bankruptcy, budgeting, and other financial assistance and counseling is also offered.

Free Health care

Parker Family Health Center provides free medical and health care to low-income, uninsured Monmouth County residents.

Another clinic to contact is Providence Medical Center. The goal of this facility is to improve the quality of life for uninsured and the under served low income and working-poor families in Monmouth County by providing access to free medical care.

Debt, credit, and foreclosure counseling

Consumer Credit Counseling of NJ offers assistance and counseling including Pre-Filing Bankruptcy Counseling & Pre-Discharge Bankruptcy, Foreclosure and Housing Counseling & Reverse Mortgage Counseling, Mortgage Default Advice & Delinquency, Pre-purchase & rental counseling. Phone (888) 726 - 3260.