Military Homeowners Assistance Program (HAP).

This foreclosure assistance program that is offered by the federal government was created to help surviving military members, veterans, and other military personnel with their mortgage, rent, and general housing. The program has been expanded to include the following participants:

• Surviving spouses of fallen service members-DOD, including civilians and Coast Guard who need to or are are forced to move within two years of the death of the service member.
   
• Wounded soldiers who need to relocate for medical reasons.
   
• Active duty service members and military personnel who are facing foreclosure or who may be unable to sell their homes.

The federal government Military Homeowners Assistance Program (HAP) provides a variety of options to help. The several options available to assist eligible homeowners including foreclosure assistance, private sale, and even government purchase of their home. Some states, such as Pennsylvania, offer additional grants for military families.

Details of the Military Homeowners Assistance Program include :

• Help and assistance if you default on your mortgage.
• The government may reimburse you for part of your loss from selling your home.
• Government aid is provided to assist you if you don't have funds from the sale of your home to payoff your mortgage.
• You may also be able to have your home purchased by paying off the mortgage.

 

 

 

Foreclosure Assistance: If foreclosure proceedings have begun against you, an applicant to this program can elect to either receive foreclosure benefits or private sale benefits from the federal government. Foreclosure benefits provided by Military Homeowners Assistance Program (HAP) may be paid directly to the homeowner to reimburse them for foreclosure costs and expenses that need to be paid by the applicant, or any bills that may need to be paid to third parties on the applicant's behalf.

The HAP program is managed by the Army Corps of Engineers for the DOD, Military families, surviving spouses, or service members who believe that they meet the assistance program criteria and wish to learn more about eligibility in the program, as well as learn about expanded benefits for warriors in transition should look into this program.

Another program was created to stop foreclosure filing for active duty military personnel. It is known as the Civil Relief Act. Read more on this program.

Expanded Homeowners Assistance Program: As a result of the federal government stimulus program signed into law by President Obama in early 2009, the HAP program will be expanded further and will now provide additional housing aid and rent assistance to military personnel, their families, veterans, and even to Department of Defense civilian employees. Read more on the expanded Military Homeowners Assistance Program.

Dial 800-861-8144 to learn more on the Military Homeowners Assistance Program.