The homeless prevention and rapid rehousing programs in Lake County Ohio assist with many needs. Based on whether the applicant is a renter or homeowner (or if they are currently homeless), the primary forms of assistance are as follows. But exceptions can always be made as well.
Many other programs can also be provided as part of Lake County homeless prevention and rehousing; those are just a sample. No matter what type of assistance someone does (or doesn't) qualify for, any program is intended to help with short term as well as long term needs, such as employment, budgeting and credit counseling.
With the cost of rent going faster than many families incomes in Lake County, it is often a struggle for a tenant. One emergency or unexpected bill can often overwhelm them. Eviction prevention can be used to help keep the family in their leased home or apartment.
If the unit that the family lives in is affordable, and if the crisis is short term only, then some federal government ESG grants may be able to be issued as a form of financial help. This grant money can be issued directly to the landlord for paying expenses such as rent or utility bills. Some families, due to the risk involved, may be issued a loan to pay any housing expenses. Or if the eviction is being caused by another issue, then additional solutions will be explored as part of Lake County homeless prevention.
Some evictions are not due to financial matters. Maybe all of the bills and rental costs have been paid on time, but the landlord issued a pay or quit notice for another reason. This is where free legal advice can come into play. Pro-bono attorneys as well as paralegals in Lake County take a few approaches to stopping the eviction. They try to mediate a solution between the tenant and the landlord/property owner, or an attorney may also represent the client in housing court. Both of these approaches can also be effective, and groups such as Coleman Professional Services help set this up.
When a lender or bank issues a foreclosure notice to a property owner, the Lake County homeless prevention and rehousing program can also be used. There is not financial aid for paying a mortgage (or it is rare when offered) but most of these solutions are non-monetary.
HUD certified housing counselors will meet with the homeowner. They will see if mediation can be used between the owner and the lender. If that does not work, then payment plans or a loan modification is then assessed. If/when those do not work out, then other forms of mortgage help will be explored.
In order to use this service from groups such as Ecumenical Shelter Network, the applicant needs to agree (and be able to) take steps to improve their personal as well as financial situation. If the underlying cause of whey they were homeless to begin with is not addressed, then rapid rehousing is not available. As the client will more than likely just be evicted again in the near future unless the root cause was fixed.
Lake County homeless prevention and rehousing requires some or all of the following. The applicant needs to have a source of income from a part or full time job. They also need to be saving their money for future rental expenses, food, medical needs, and those bills that every person has. They also need to have a budget, be seeking an affordable home, and deal with any substance abuse issues. Much more may be required in Lake County as well; those are only examples.
When all conditions have been met, a case manager from a Lake County non-profit or social service agency such as Ecumenical Shelter Network of Lake County will help the client find a low income apartment or home to live in. they will review the lease agreement for fairness. There may also be some financial help available to pay those moving costs, namely money for a security deposit or to turn on the power.
Rehousing is also ongoing. It is a multiple month approach with the goal of preventing a future eviction. The client needs to participate in all steps, or any support will be pulled from them.
There are other components to homeless prevention and rapid rehousing in Lake County Ohio. Each applicant is assessed on a case by case basis. For more details, or to apply for help, the number is 440.639.4420.
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