There is a Mortgage Assistance Program that is being offered by Kno-Ho-Co-Ashland. The program was created to primarily help those who are underemployed or who have become unemployed since January 2008. The definition of underemployment is someone working who is accepting employment that falls short of the pay scale of a job that they previously held that had a higher pay scale. Call (740) 397-5843.
The program was created to assist those who had never needed assistance in the past but now find themselves facing a financial emergency or is a situation, that is no fault of their own, of needing help with paying their mortgage. It should help stop foreclosures in the County and Ohio.
Homeowners in Mt. Vernon and Know County Ohio who are struggling with their monthly mortgage payment will benefit from the federal government stimulus funds that are being offered from the American Recovery and Reinvestment Act. Find additional programs that help with mortgage.
Of course there are some criteria to be able to receive aid. The borrower needs to be at least one month behind on their payment. There are also some income criteria. If you are qualified, the Mt Vernon Kno-Ho-Co Ashland will provide mortgage assistance of up to three months past due, and the maximum paid will be $4,000.
Other conditions include, in addition to income guidelines, those seeking assistance with paying their mortgage will be asked to work directly with their bank or mortgage lender to postpone any foreclosure processes for at least a period of 30 days. This particular component of the program and agreement is a very necessary component to the application process and program as it is hoped that this delay will help struggling homeowners find a longer term, more permanent solution to their mortgage problems than just the $1,000 grant.
Salvation Army of Mt. Vernon Ohio can offer financial assistance, cash grants, and other forms of aid, all of which can be applied for by low income individuals. Money can be used to deal with a utility shut-off prevention, and funds can help pay Columbia Gas and Dominion East Ohio Gas bill when funding is available from the Salvation Army. They also run an on site food pantry and thrift store. Another popular program is the availability of financial assistance for paying for prescriptions when funding is available. This medication program is generally used for elderly individuals, the disabled or life supporting medicine. Call the Mount Vernon Ohio Salvation Army at (740) 392-8716 to learn about these programs, or get referrals to other Ohio heating assistance programs.
While cash is not available from this group, the Interchurch Social Services of Know County can offer food and meals. Apply for or stop by for up to three complete meals for three days (total of 9 meals), and the food is offered at most once every 30 days to the need in the region. Referral can also be made to other area food pantries and Hot Meals programs and government food programs. (740) 625-5940. Centerburg Ohio.
The Interchurch Social Services group also partners with the local fire department and another non-profit called the Station Break. The agencies work together with other individuals and businesses in the community to help people make it through extreme heat during the summer. Families who are at risk can receive fans, air conditioners, or maybe even a few dollars to pay their cooling bills. Other summertime assistance programs may be administered in Mount Vernon as well. Read more.
Centerburg Church of Good can also offer free food and/or groceries. Call (740) 327-1678
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