Residents in Kansas have several housing and emergency rental assistance programs that may be able to help them through a difficult period. Most of the resources are provided to the low income, seniors, and disabled. While the programs are run at the local level, the Kansas Housing Resources Corporation is the statewide organization that funds many of them and coordinates the programs across the state.
Kansas Tenant Based Rental Assistance Program, which is called (TBRA) for short, is an emergency rental and housing assistance program that can help low income and other qualified families and individuals with paying their rent, utility and security deposits. There may also be support and guidance offered for other housing needs.
Assistance provided to applicants is done in the form of a payment voucher that will help with reducing the amount of rent that a Kansas family needs to pay to 30 percent of their total household income. The amount that may be due that is above 30 percent will be paid directly to the landlord on behalf of the client. Funds can also help pay utility or security deposits, and that is paid out in the form of a grant or low interest loan.
A federal government funded program known as the Emergency Shelter Grant (ESG) is managed at the local county level in Kansas by organizations like the Salvation Army and community action agencies. The program provides cash assistance for essential housing services that resolve around homeless prevention.
These federal government grant programs can help pay for food, clothing, rent, shelter, and even utilities and energy bills. From time to time people can also access referrals to non-profits, case management, emergency rental assistance and other services to families and individuals in Kansas who are in need of financial assistance. The program is really aimed at preventing homelessness across the state and is involved in helping both prevent evictions and in assisting the homeless population move toward independent living.
Section 8 Voucher Assistance Programs are administered by the Kansas Housing Resources Corporation as well. The purpose of this program is to ensure affordable, decent, sanitary, and safe housing is accessible for qualified working poor and low income renters. This program can also provide clients with a voucher that can be applied towards their rent.
Not only can various programs help with paying rent and providing affordable housing, but people who are interested in buying a home can apply for the state of Kansas First Time Homebuyer Program. If closing costs or down payment costs are preventing you from buying a home of your own, the First Time Homebuyer Program may be able to help you find a home, help with your mortgage and can assist individuals in moving in. Qualified borrowers can use the forgivable loan (which means you do not need to pay it back) to greatly reduce the out-of-pocket expenses that people typically need to pay for buying a home.
If you apply and are found to be qualified, then approved applicants will receive a loan that is forgiven over time, and it may even last multiple years. Once again, this means you do not need to pay it back and it can even be thought of as a grant, so it is a very effective resource offered by the state.
The loan or home buying grant may be for up to 20 percent of the total purchase price of the residence, depending on the applicant’s total household income. Homebuyers will be expected to contribute, and they are required to make a minimum investment of up to two percent of the sale price of the home or $500, whichever is greater. Your bank or lender will need to apply to this Kansas homebuyer program on your behalf.
If you own or rent a home, and you need to save money on your energy bills, then the free Kansas Weatherization program can help. The federal government funded weatherization program helps people save money by improving the heating efficiency and fuel savings of your home. Weatherization can ensure your home holds in air-conditioning and heat while keeping hot and cold air out. Income eligible families across Kansas can get a free, yet very comprehensive home assessment and audit which includes replacement or repair of heating systems, caulking, weather-stripping, and insulation, refrigerator and heating system tune ups, and more.
To learn more about these or other emergency rental assistance programs, dial the Kansas Housing Resources Corporation. The agency can be reached at 785-296-5865. They can help place people into low income housing, provide funds for paying security deposits, and much more.
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