Jefferson County assistance programs.

Locate help with paying bills and expenses

The Louisville Community Action organization provides Louisville and Jefferson County residents with a wide variety of assistance. They have several offices around the area, but you can call them at 502.574.1157. Just a sampling of the programs offered to low and mid income income residents includes:

• Energy bill assistance: Over the years they have provided tens of millions of dollars in federal government funds to help people with paying their utility cools, including summer cooling bills and winter heating bills. They provide fuel for the wintertime, including heating oil, kerosene, propane, and more.
• Weatherization: The federal government weatherization program is managed by the Jefferson County - Louisville Louisville Community Action group. This program will install energy saving improvements into a families home. The Federal Department of Energy has studies that indicate that homes that receive weatherization improvements will experience a reduction of their energy bills by an average of 20%. Some of the upgrades that could be performed include repairing or replacing inefficient heating systems, installing additional insulation, and more.
• Help with debt and counseling: The local Community Action organization will also helps individuals and families with stabilizing their finances through asset building programs such as budgeting, financial counseling, debt assistance programs, and more. More on help with debts.
• Job training and employment services: They work closely with families to help them find employment and also to acquire skills needed to be successful at their job. Especially in today’s difficult economy job skills are key to long term success.
• Groceries and food: Some free food can be provided from this office every now and then. However they do have details on dozens of local Jefferson County food banks that operate year round and offer help to anyone who needs it. Read more Jefferson County food banks.

This is just a sampling of what they offer to people in need. The office is located at 810 Barret Avenue in Louisville.

 

 

 

Foreclosure prevention and mediation in Louisville

Louisville, as well as Jefferson County, has created a foreclosure prevention program that ensure that lenders and homeowners meet before the foreclosure process can be finalized. Mediation also needs to occur so that the parties can try to work out a deal that will benefit both parties, and ensure the homeowner stays in their home.

LIHEAP Crisis and Subsidy Program

This is also a program offered by the Louisville Metro Community Action’s Agency (502.574.1157). The federal government funded LIHEAP programs provides heating and utility assistance to low to middle income residents across the area. The benefit amount that a household receives is based on its household income and the type of fuel used for its heating service. This program is in effect beginning in November of each year. It is mainly targeted at people who have a disconnection notice, or who are behind on their bills.

Summer Heat Relief Program: This assistance program, which is also offered by the community action agency, will provide free air conditioners and/or fans to low income individuals whose health would deteriorate without air conditioning during the hot summer months. Those people who apply and who do not meet the criteria for provision of an air conditioner may be able to receive a fan in place of the air conditioning unit.

Help for bills and expenses, food vouchers, and other financial aid

Operation Care, Inc. is a non-profit charity organization that offers women and children emergency assistance for bills and expenses, including shelter, free food, clothing and health and medical attention. 502-633-1965.

Call the Salvation Army Louisville Area Command at 502-671-4900. This agency provides shelter, rent and housing help, food, clothing, funds for utility bills and other essential services to families in need of help. The organization also offers assistance programs to help youth, who need us most, to realize their potential and long term goals.

South Louisville Community Ministries Inc. - This non-profit provides information and support. When it comes to financial aid for bills, rent, and other expenses they can refer people to state of Kentucky and federal government programs. They also partner with a wide variety of local non-profits and charities in the Jefferson County Kentucky area. They also partner with Section 8 housing programs. (Read more on Section 8 housing). Call 361-7763

Gifts Of Mercy Inc. - Provides individuals with help in obtaining the so called basic necessities of life, such as free food, shelter, rent help, transportation to those in need. (502) 314-8973

 

 

Fairdale Area Community Ministries - Provides financial assistance to people who live in zip codes codes 40118 and 40219. Get help with rent, utility bills, and medical assistance. (502) 367-9519

Neighborhood Place, South Jefferson - Services are available for people in zip codes of 40118, 40228, 40272 and the portions of 40177 and 40229. Get temporary financial assistance, food, access to medicaid, and other aid.

Jeffersontown Area Ministries - Provides food, clothing, and other forms of aid. Located in Jefferstown Kentucky. Dial (502) 267-1055

Baptist Fellowship Center - May be able to offer limited financial assistance for bills and housing expenses, as well as food, for residents of Parkland Kentucky and zip code 40211. Call (502) 774-2734

Help Ministries of Louisville Kentucky - This charity serves the zip codes of 40202, 40203, and 40208. Among programs offered include Food Vouchers, Utility Assistance, Prescription Expense Assistance, Rent Help, and general counseling. (502) 587-1999

Highlands Community Ministries - Programs help people in 40204 and 40205. Call (502) 451-3626

Louisville Metro Human Ministries - Provides help for people who have no income or individuals who are in the midst of a financial crisis. Programs include Food Pantries, Food Vouchers, and other Emergency Financial Assistance. (502) 574-5050

Ministries United of South Central Louisville - Helps families and individuals of zip codes in 40213, 40217, 40219 (east of I-65), and 40229. Financial assistance for rent may be offered. Call them for referrals to community clinics as well. Also from time to time may have free food, clothing, diapers, and other non-financial aid. (502) 363-9087

Neighborhood Place, 810 Barret - Services offered include Mortgage Payment Assistance, Food Vouchers, Medicaid, Rent Payment Assistance, Health Care, and Utility Service Payment Assistance. Call (502) 574-6638

Society of St. Vincent DePaul - Numerous programs are offered, including diapers, funds for utility bills, rent assistance, medical prescription assistance, housing support, free food and groceries, and much more. Call (502) 584-2480.

West Louisville Community Ministries - This charity organization covers the zip codes of 40210, 40211, 40203 and 40208 in Jefferson County, Kentucky. Financial assistance is offered, as well as food from Wheels on Meals. Get emergency and crisis aid. Funding is always limited.

Volunteers of America, Louisville. Call (502) 568-1437. They offer housing assistance, with a focus on eviction prevention. Get help with rent, first months rent, and other housing counseling and support.

Southwest Community Minister, which is based in Louisville, provides assistance, resources, and services for families and individuals who live in zip codes 40258 and 40272 of Louisville in Jefferson Co, KY and they even have some services for parts of 40177 of West Point in Hardin Co, KY. Phone (502) 935-0310

Jefferson County and Louisville Non-Profits and Charities: Some of the other churches, ministries, community centers, and non-profit agencies that operate in the area, as well as the zip codes they cover, include the following. Most offer some or all of the following services, including free food, help with rent, energy and utility bill assistance, mortgage payment aid, referrals to community clinics, and more.

• Neighborhood Place, South Central - Focuses on the southern part of Louisville and Jefferson County Kentucky, including zip codes of 40208, 40209, 40213, 40214, 40215, 40258, and 40272. (502) 485-7130
• Neighborhood Place, Ujima - Zip code 40211. Phone number (502) 485-6710
• Fern Creek, Highview United. Phone (502) 762-9608. Zip codes of 40228 and 40291.
• Neighborhood Place South Jefferson - Call (502) 485-7310. Serves zip codes of 40228, 40272 and the portions of 40177 and 40229
• Southeast Associated Ministries - Assistance Programs and resources are for residents of the following areas, including Hikes Point, Buechel, and Newburg (zip codes 40218 and 40220). Call (502) 499-2059
• Neighborhood Place, First - Zip codes of 40213, 40218 and 40219. Phone (502) 962-3160

Jeffersontown Area Ministries – Can offer limited financial assistance and advice to residents of Fisherville (zip code 40023) and Jeffersontown (zip code 40299) Kentucky. 10617 Taylorsville Rd, Jeffersontown, Kentucky 40299. Phone (502) 267-1055

East Louisville Community Ministry – Very low income and people in poverty can apply for Financial Assistance, Clothing, Food, Medical and Health Care, Financial Assistance, and Rent Payments. 417 E Broadway, Louisville, Kentucky 40202, (502) 561-0722.

Louisville Metro Human Services, Extended Care Services – Programs for the disabled include Case/Care Management, Financial Assistance, Utility Bill Help, Housing including Rent and Mortgage, Utility Assistance, Food, and more. 810 Barret Ave 3rd Floor, Louisville, KY 40204. (502) 574-5050.

Neighborhood Place, Bridges Of Hope Algonquin Site – Assistance programs are Health Screening/Diagnostic Services, Family Support Center/Outreach, Financial Assistance, Rent, Financial Assistance, Utility, GED, Health Care, and Food Stamps/SNAP. 1411 Algonquin Pkwy, Louisville, Kentucky 40210. Call (502) 634-6050

Shively Area Ministries – Only residents of Shively (zip code 40216) can apply for help. 4415 Dixie Highway, Louisville, KY 40216, phone (502) 447-4330

Assistance from churches and/or community centers

The following may have limited financial assistance for bills and/or rent. Food, clothing, and other support can be arranged as well. Referrals for government programs and charities can be provided too. They do serve a limited area.

• Sister Visitor Center –2235 W Market St, Louisville, KY 40212. Dial (502) 776-0155.
• South East Associated Ministries, 6500 Six Mile Ln Ste A, Louisville, (502) 499-2059.
• Walnut Street Church Christian Social Ministries, 1111 S 3rd St Ste A, Louisville, Kentucky (502) 589-3454.
• United Crescent Hill Ministries, 150 S State St, Louisville, (502) 893-0346

Many non-profits help address rent and housing needs. Get a listing of Jefferson County and Louisville rent assistance programs.

Jefferson County resources and financial assistance that can help people across Kentucky

Various programs and services are available to Louisville and all Jefferson County residents. Get financial assistance for rent, free food, health care, and other support.

• Kentucky help for paying utility bills
• Kentucky Section 8
• Kentucky food pantries and clinics
• Kentucky mortgage and foreclosure assistance
• Kentucky free HUD foreclosure counseling
• Kentucky free legal aid
• Kentucky community and health care clinics
• Kentucky low cost or free dental centers

Senior assistance and elderly programs

Contact GuardiaCare Services, Inc. (502-585-9949), which provides seniors with financial management, help for bills, guardianship, information on government programs, and adult day health services to seniors and others at risk.

 

 

Access help from lawyers and free legal advice

Legal Aid Society, Inc. (phone 502-584-1254) offers free legal advice and representation to low income and elderly clients who meet poverty guidelines. Get help with rent evictions, foreclosures, domestic violence, and other civil cases.

Community clinics in Jefferson County

Family Health Centers - Many locations are located around Louisville as well as the greater Jefferson County Kentucky area. Various medical and health care services are offered, and the clinics accept insurance including Medicaid/Medicare, Passport, and Private Commercial Insurance. In addition, families, individuals and patients without health insurance will be charged for their medical bills based on a sliding fee scale based on their household income and family size. Call (502) 772-8860

Park Duvalle Community Health Center - Phone (502) 774-4401. Offers eye care, health care, check ups, blood work, medications, nutrition, and other medical care.

Presbyterian Community Center -Offers medical care on a sliding fee scale, and also accepts passport, Medicare, Medicaid as government insurance. Call (502) 584-0201

UL Health Care is another local community clinic. Dial (502) 561-8850. Also, click here for more information on health care centers and clinics.

Find information on additional clinics to call for help in the greater Louisville Kentucky area. The centers can provide medications, check ups, referrals, and a wide variety of other free health care to qualified individuals and families. Call a clinic near you. Locate more Jefferson Kentucky community clinics.

Credit counseling, repair, and foreclosure assistance

The following agencies provide some or all of the following services. Call the agency to learn more, and to learn about how the free or low cost counseling may be able to assist you. Free Foreclosure Counseling, Section 8 Housing, Debt Reduction, Info and Referral to Government Programs, Mortgage Delinquency and Default Counseling, Medical Bill Assistance, Reverse Mortgage Programs.

• Louisville Urban League - (502) 566-3362
• Consumer Credit Counseling - (502) 458-8840
• Louisville Metro Community Action Partnership - (502) 574-1157