Indiana mortgage help and foreclosure assistance programs.

Find mortgage and foreclosure help in Indiana, including in Indianapolis and Fort Wayne. In addition to mortgage and foreclosure help, locate additional services, aid and grant programs that can help you with other bills if you need help. More.

In an ongoing effort to reduce the number of home foreclosures in the state of Indiana, Lt. Governor Becky Skillman has launched a major statewide initiative to assist residents who may be in danger of losing their homes.

Hoosiers facing foreclosure, whether immediate or in the distant future, may call a toll-free number, 877-GET-HOPE. This confidential, toll-free help-line is available from 8:00 a.m. to 8:00 p.m. daily, at no cost to the consumer. Services provided by the state include a written financial plan, budgeting help, or assistance in contacting lenders. Whenever possible, mortgage counselors will assist homeowners over the phone. If more extensive assistance is needed by the homeowner, the counselor will refer the homeowner to a certified foreclosure intervention specialist. In addition, a new foreclosure mediation program has started.

In addition to these options, banks or lenders who are pursuing a foreclosure filing must send notice of the foreclosure at least 30 days in advance of the filing, and they also must offer free mortgage foreclosure counseling and other assistance.

 

 

 

Countrywide makes restitution payments to Indiana homeowners

The Indiana attorney has announced letters were mailed to thousands of Indiana homeowners whose homes were foreclosed on by Countrywide. These homeowners are eligible to receive a restitution payment worth at minimum $1,500 from Countrywide to compensate them. Find more on the restitution payments to Indiana homeowners and how these families can obtain the funds.

Free foreclosure assistance for Tippecanoe, Benton, Boone, White, Clinton, Fountain, Montgomery, Warren, and Carroll Counties

Lafayette Indiana based Homestead Consulting Services offers homeowners in these counties free foreclosure assistance and counseling. They can provide local borrowers a wide variety of services and resources. Click here for free foreclosure assistance in Indiana to read more about the free foreclosure and mortgage programs and options that they offer clients.

 

 

Non-profit agencies and organizations

The federal government HUD agency has classified many non-profits as certified housing counselors. Get information and find a listing of Indiana HUD housing agencies.

Additional free foreclosure counseling in Indiana

Another non-profit, known as Pathstone, also offers counseling and prevention services to many counties in Indiana. Learn more on this agency.

Mortgage help from the Indiana Foreclosure Prevention Network

Dozens of community action agencies, non-profits, banks, lenders, and housing counselors have partnered together to create the Indiana Foreclosure Prevention Network. These different parties will provide foreclosure help and mortgage assistance to homeowners across the state. Click here to read more on the network.

Zero interest loans for unemployed from Indiana Hardest Hit Fund

With the weak job market, tens of thousands of families are struggling to pay their mortgage after losing their job from factors that are out of their control, or maybe even due to a reduction in work hours. The federal government has provided Indiana funds as part of the Indiana Hardest Hit Fund, and the funds are being used to help individuals pay their mortgage and avoid a foreclosure. More on Indiana Hardest Hit Fund.