Find How To Get Help With Bills

Below you will find ways to get help with paying all types of bills, debts, your mortgage, rent, and more. If you put in a little research, effort and time, it is easy to find assistance that can help you save hundreds or thousands of dollars per year, and in most cases it won’t cost you a cent to save. There are companies that will help you save on bills (and that may charge you only if they save you money), government programs, tax breaks, and coupons. This is to name just a few of the options available.

One very simple way to earn 3-15% CashBack bonus (or more!) on many of your everyday purchases is to sign up for a free account that gives you rebates every time you shop from national retailers, such as Wal-Mart, Petsmart, and many others. For example, you can get 5% cash back for every purchase you make at Wal-Mart, 7% at Babies R Us, and many other national retailers. Or you can even get paid for testing products or signing up for free offers. It is free money. More.

There are other ways to increase your income. The extra income can go towards paying bills and debt. There are various work at home opportunities, including companies that are bringing jobs back to the United States from overseas in a trend called “homeshoring”. And another growing trend is people taking online surveys or market research to make money.
 

• Low interest loans. Ways to Work is an organization that provides low to moderate income individuals with low interest auto loans. They are intended to help them buy used cars, or pay for car repairs. Learn more.

Credit Card Bills and Credit Card Debt

• Assistance with debt from card issuers. Credit card companies are more will to settle debts proactively with customers and they are offering additional debt assistance programs. In addition, take advantage of the recent federal government bailout of banks which has resulted in credit card issuers becoming more flexible in reducing debt. Read more.
   
• Consolidate debt to save on interest expense. The 6 best ways to consolidate your medical and credit card debt from Bankrate. Continue.
   
• Credit card debt. Significantly lower your interest rate, eliminate debt, save on interest, and More.
   
• Credit card bills using low rate cards. Consolidate and save on interest expense with a low or zero percent credit card. More.
   
• Debt collectors. Get help from debt collectors and collection calls. More. Also, learn how suing a debt collector can be very successful in ending illegal collection calls.
   
• Hardship programs are offered by credit card companies and banks that can help you reduce your interest rates and get out of debt.

Free Money and Save Money

• Best money saving tips from Real Simple, Bankrate, and Consumer Reports and also ways to set spending priorities. More.
   
• Make Free Money. From rebates, online sites, and more. Continue.
   
• Negotiate to save on bills. You can negotiate many bills and save hundreds of dollars. Negotiate medical bills and others. More.
   
• Rebates, coupons, and more. Take advantage of these. As this is the closest thing to “free money”. More.

Housing (Mortgage, Rent, Taxes, and Home Repairs)

• Home repairs and other do it yourself savings. More.
   
• Mortgage. The government and others are helping over 7 million homeowners pay their mortgages and avoid foreclosure. More.
   
• Property taxes. Lower your property tax assessment and save on your property taxes. More.
   
• Rent assistance. How to get help with paying your rent and security deposits. More.
   

Insurance (Home, Auto)

• Health insurance plans and bills. Find the lowest priced health insurance plans and save money on medical care. More.
   
• Homeowners insurance. Save over 20% insuring your property. More

Medical Bills and Debt

• Save 65% on COBRA health insurance plans if you lose your job or health insurance. More.
   
• Hospitals provide assistance with paying medical bills, offer charity programs, and provide free health care. Click here.
   
• Negotiate your hospital bills to receive lower rates and to save on health care expenses.
   
• Medical bills. If you negotiate, studies show 90% success rate in reducing your bills for treatment and find other ways to save. More.
   
• Prescription drugs. Save up to 80% on what you pay for your medications. Continue
   
• Prescription drug medications. Find ways to get free prescription drug medications.

Shopping (Groceries, Online, and Everyday Shopping)

• Grocery bills. Save hundreds of dollars on your food and grocery bills over the course of a year. More.
   
• Online shopping deals, rebates and coupon codes. Get paid for your everyday shopping, which is really free money. More.

Taxes (Property and Income)

• Property taxes. Potentially save hundreds of dollars on your property taxes and challenge your assessment. More.
   
• Income taxes. File your income taxes for free and other ways to get help with taxes. More.

Utility, Heating Bills, and Cable Bills

• Cable TV Bill. How to save on your cable bills with your current provider, and find the best deals. Continue.
   
• Heating bills. Lower your usage by 10-40%. Get free help with your heating bills from utility company’s or the government. More.
   
• Phone bill assistance program, including cell phone. Get free or heavily discounted phone service.
  Continue.
   
• Top energy saving tips from consumer reports. More.
   
• Utility and electric bills. Get help from government and utility companies with paying utility bills. More.
   
• Water bills. Find help with your water bills. More.

Other

• Bankruptcy. Learn when to file bankruptcy and about the bankruptcy process. More.
   
• Child care expenses. Save on and receive child care assistance. More.
   
• Family Assistance Program. Continue.
   
• Government and private grants have thousands of dollars available to help pay bills, provide education, and more. Continue.
   
• Find low income assistance programs that are offered by the government and others.
   
• Help from debt collectors. Get debt collectors to stop harassing you and end their calls. More.
   
• Student loans. Find help with paying loans and how to consolidate student loans. More.
   
• Trade Adjustment Assistance Program. Receive additional unemployment and job training. Continue.
   
• Vet and pet bills. More.
   
• YMCA financial assistance helps with summer camp and child expenses. Read more.

Also, find the top money saving tips from various other sources. Save hundreds of dollars per month.