While a waiting list is in place, the Greensboro Housing Authority may be a resource for low income families with a source of income. The office is the primary application site for Section 8 HUD vouchers and they offer information on government home buying programs. The support is not for resolving a crisis, but the housing programs can help with long term stability and support.
The Housing Choice Voucher Program has various components to it in Guilford County, as follows.
-Each client is given a Case Specialist to work with throughout the process, and they are assigned based on the last name of the family.
-Vouchers can be used to pay for housing costs in the private market. Rental assistance is for apartments, townhomes, single-family homes, mobile homes and/or condominiums.
-The apartment/home must pass a Greensboro Housing Authority administered housing inspection before any subsidy can be paid.
-The tenant needs to pay between 30 and 40% of their income for rent and energy bills, and the Greensboro housing authority pays the difference directly to the property owner.
-The Case Specialist will always be the first point of contract for a tenant with any questions, default letters or maintenance issues once they are on the section 8 program.
Funds for paying rent are limited. After all, the Section 8 Housing Choice Voucher Program is a national assistance program funded by taxpayer dollars. HUD as well as agencies will assist low income families to become self-sufficient.
Offered on a recurring basis, Greensboro Housing Authority Homeowner Education classes provide knowledge and understanding about becoming and living as a property owner. There are sessions on credit repair, market conditions, budgeting, mortgage rates, maintenance, repairs, community involvement, and more. Additional class topics in Guilford County include the following.
Free Financial Management classes deal with money management; budgeting; reading a credit report; identity theft; and identifying fraud and scams. Counselors from the non-profit also help determine a client's financial profile.
They will give sessions that cover wise use of credit; explains types, sources, and costs of credit and loans. Other sessions give tips on how to distinguish between wants and needs and show ways of keeping good financial records.
Greensboro Housing Authority First Time Home Buyer programs are a comprehensive class that give step-by-step through the process of realizing your dream of owning a home in Guilford County. Topics covered include how to find the right home; budget creation and use; which mortgage type is right for a certain situation; how much money you can afford to spend on a home; the realtor's role; the rights of mortgage borrowers; and much more.
Lastly, Home Retention sessions from Housing Authority of Greensboro covers permanent ways to resolve delinquency of their home loan. There are also tips to prevent foreclosure, and avoid a scam. Reviews available options and programs, as well as how to act proactively in order to resolve issues.
While not directly run by Greensboro Housing Authority, there are local Transitional Housing Programs. These provide case management as well as lower rental rate to formerly homeless families. Income qualified households need to agree to pay 30% of their gross adjusted income for the rent, do chores, enroll into case management, and more. The housing program subsidizes the balance that is due from the client.
The program is focused on people who are homeless or facing eviction and in need of assistance in moving. The long term goal of the housing authority and partners is to place the resident into permanent as well as affordable/stable housing. So a transitional home may be used, and once the client is stable, they could then apply for the section 8 HUD waiting list.
During a stay in transitional housing, a holistic case management process is implemented. If the client needs a job, or higher income, then WIA employment services are used. For those with poor budgeting skills, Greensboro Housing Authority will organize workshops to tackle that. Another barrier is trying to come up with money to pay a security deposit, and since the transitional housing program is cheaper than alternatives, it provides families time to save for that expense.
Computers, free internet usage, printers, resources, and referrals are available at the Job Development Center (JDC) for housing authority clients to use as they look for employment and/or housing. They can also use the internet to apply for public benefits such as SSI or section 8 housing, among other public assistance. Trained staff members and volunteers greet individuals and provide support as they create resumes, look for jobs in Guilford County and compose cover letters.
For more information on the Greensboro Housing Authority or the Neighborhood Resource Centers, the primary address of the government affiliated agency is 450 North Church Street, Greensboro, North Carolina 27401. The primary phone number is (336) 275-8501.
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