Federal government and non-profit funded grants can help pay medical bills, and the resources are available from a number of private as well as public organizations. They can be a very good option to those who have limited resources and are out of options when it comes to paying health care bills.
The grants are not loans. You never have to pay them back, so they are basically equivalent to free money. Also, it doesn't matter if you do not have a good credit score. You can still apply for a grant even if you are considered low income or have poor credit. In addition, the government grants tend to also be tax free. You can apply for them if you are a U.S. citizen and if the applicant meets other conditions that will be established by each program.
Billions of dollars of funds are generally issued each and every year to address medical need. There may be grants available from local or national stimulus packages, hospital chains, non-profits including the United Way raise money, and there are many other institutions that offer aid. Depending on the source of the money, some of them will be considered to be government grants. But others funds for paying medical bills are more charitable in nature.
Even today, money continues to flows to non-profits and local government agencies from a number of sources, including private donations and federal government tax receipts. Each and every year billions of dollars goes towards helping those in need pay their medical bills. Or the assistance covers other medical needs, such as debts from a hospital visit, medications, and more. There are many different grants available besides just those for health care or for paying medical expenses. You can also apply for more than one program at a time.
While there will usually be some form of restrictions in place, some of the criteria and conditions can be as follows. Health care grants can be used to pay for dental care, prescription drugs, eyeglasses, medical services, emergency care, and other needs. In addition, the funds can usually to be used to help pay for mental and emotional treatments, drug and alcohol treatment, rehabilitation and they can even help pay for the elderly nursing homes.
There are also several non-profit organizations that take part in these programs. Some examples include Cancer Care Inc. (phone 866-552-6729) which will help patients who are fighting cancer. Assistance is available for their immediate family members as well.
You have to search the web and contact many different companies and organizations. When you do perform your search you have to be very specific. Most programs are readily listed, such as the Healthwell Foundation ((800) 675-8416) which can help patients who can’t afford their copays. Another option is the United Healthcare Children's Foundation, which can assist the underinsured with sick or injured children. Their telephone number is (952) 992-4459.
There are other places that individuals can turn to for information. We have extensive information on this site, with a search bar above to use. You can type in your county/state, medical needs, et. for details, including some grant programs. There is also a comprehensive listing of different resources, both government and charitable, that help with medical bills.
Grants for paying medical and health care costs, as well as other expenses, can be provided from community action agencies too. There are hundreds of offices around the country that focus on low income members of their specific county. Even if an agency can’t help you by issuing a grant, they often have referrals. Find local community action agencies.
In general, we recommend never to pay some company or service for information on a medical bill grant as using that approach can come with risk. It is generally more effective to do research on your own to better understand all of the health care options out there.
A good non-profit or government agency will guide you through the search, review, and application proces for a grant. A solid organization will basically “hold your hand” as much as possible throughout this process. You should never pay a fee in order to apply and always read the fine print of any application for a grant. Do not pay for an application either and those should always be provided for free to those who request them.
With millions of people still unemployed or struggling to get by, and with many others lacking comprehensive health insurance, be sure to review these programs. If you have high medical bills and debts, never hesitate to apply for a free non-profit or government grant. There are some cases in which the money can help you pay your medical bills in less time. It can be the best solution for your problem and will help reduce your stress during a difficult period.
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