Whether you rent or own a home, the Florida Emergency Financial Assistance Program (EFAHP) can help you pay your mortgage or rent if you are behind on your monthly payments. The program is intended to assist individuals and families who are faced with an eviction or foreclosure.
Immediate cash may be available for families with children who have run out of housing options. It is a so called program of last resort. The resource is administered by the Department of Children and Families. Applications are accepted there, and funding is distributed by that government organization. The grant program is designed to both prevent and reduce child homelessness in the state of Florida by helping parents during a crisis situation or period of financial hardship. Your local community action agency can usually provide more information or help you apply for EFAHP.
A one time cash payment is provided to qualified individuals. Families in Florida who are faced the loss of their homes and who may become homeless because of non-payment of their mortgage or rent may qualify for help. That is the focus and primary goal of the program. There are various income criteria that need to be met too, and some of those are highlighted below.
In addition to offering cash assistance to people who are behind on paying their monthly rent or mortgage, funds may also help families who have had recent household disasters such as a flood, fire, wind, natural disaster, or other accidents. Oftentimes people in these situations need some additional financial help in order to make it through that difficult period.
The Florida Emergency Financial Assistance Program offers emergency assistance to families with children, as one of the main goals is to protect the young in the state of Florida. Some of the eligibility criteria include the following, however terms may change. At least one member of the family must also be a US citizen or legal resident of this county in order to apply, as funding is very limited and will only be provided for legal residents of the US as well as the state of Florida.
Any applicants to the program must also have extensive proof of their need. For example, applicants need to have a copy of a late or foreclosure notice from their mortgage company, or a copy of an eviction notice. If you are applying as the result of a disaster, such as a fire or floor, the EFAHP office will verify the applicants need provided you give them a phone number of who to call or some other form of proof.
Cash assistance from EFAHP is intended for the low income and struggling, so applicants need to have limited funding and meet guidelines. There are a number of income criteria in place that will vary based on the number of children you have. Also applicants can’t have enough money in their checking or savings accounts to pay their mortgage or rent, and they need to meet all those income thresholds.
Unfortunately funding for the program tends to be limited, and it has run out of funds more than once over the years. Particularly with the weak economy and the foreclosure crisis that is rampant in Florida, the demand for emergency housing assistance is extensive. Therefore not everyone can be helped by this assistance program. To find other emergency rent programs in your county, click here.
The government organization that runs the financial assistance program is the Department of Children and Families, Office on Homelessness - PDHO. They are located at 1317 Winewood Blvd., Tallahassee, Florida 32399-0700, and can be reached at 1-877-891-6445.
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