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Resources and organizations that provide aid for bills and mortgage help.
If you are struggling in today’s weak economy, there are some local organizations to turn to for help. They include the United Community Action Network (UCAN) and the Umpqua Community Development Corp. Continue reading below to find out more on the programs they offer, as well as how to contact them.
Foreclosure counseling and mortgage assistance
If you are struggling with your mortgage payments or facing a foreclosure filing, the Umpqua Community Development Corp. has free foreclosure counseling services and other programs that may be able to help you, and also save your home from foreclosure. The agency is located at 605 S.E. Kane St, and they can be contacted at 673-4909.
People of all incomes can apply for help. They have a few professional mortgage counselors who will offer homeowners foreclosure counseling. The can help a homeowners refinance their mortgage, they can provide resources that may be able to prevent a potential foreclosure, and they can help people assess their options when facing a foreclosure filing.
They have several services and resources they can bring to the table to address the problem. For example, church and other mortgage counselors will work to pressure banks into reworking or modifying mortgage loans. They also seek to rework terms themselves and, in some instances, seek forbearance. They also take advantage of various programs to stop foreclosures.
Additional Housing, Rent, and Mortgage Assistance Programs
The United Community Action Network offers housing programs as well. They will occasionally receive money that can be used to help local people pay their rent or mortgage payments. However, funding is always limited.
Weatherization Programs
This is a federal government funded program that has a goal of providing services and resources that help families lower their utility and heating bills and stay warmer, save money, and be safer and more comfortable. This program can be successful be adding insulation, repairing heating systems, repairing broken windows, and/or air sealing throughout the home. The program is free to homeowners.
Food Aid
There are several food pantries and other organizations that provide meals located throughout Douglas County. The United Community Action Network can direct you towards these locations.
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Water Bills
While they do not have funds or grants for water bills, they do partner with other agencies and can refer people to them. You can contact the Salvation Army (541)672-6581 or St. Vincent DePaul. In Roseburg, you can reach St. Vincent DePaul at (541)580-0680, in Sutherlin at (541)459-6435 or in Myrtle Creek at (541)863-3310 for water bill assistance. Find additional ways to get water bill help.
Heating and Utility Bills
There are several programs that UCAN can refer people to, and these various assistance programs can help people pay their utility and heating bills. They offer a so called regular winter assistance program, which is the federal governments Low Income Home Energy Assistance Program (LIHEAP). This is open to all low income and moderate income families who live in Douglas and Josephine Counties. They can also refer people to programs and utility companies offer, and also help people who have a disconnect notice.
The United Community Action Network has several offices throughout the area. Contact them at (541)672-3421 to learn more about the resources and assistance programs they offer.
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