Free credit counseling agencies Texas.
Find information on free credit counseling agencies in Texas near you. Numerous non-profit organizations operate in the state and will provide mortgage help, debt consolidation services, and help low-income families repair or build their credit. The agencies offer various forms of assistance to consumers, debtors and homeowners. Get more information is below of how to get free credit and debt counseling services in TX.
The agencies deal with issues ranging from credit repair to debt management plans, bankruptcy filing, car title loans, credit card consolidation and other financial matters in Texas. Most services are free of charge to low-income families, seniors or the unemployed. The goal is offer affordable or free debt relief to clients.
After applying, a certified, highly trained counselor will explore with you all of the options available that can help you get back on track with paying various bills you may be responsible for making. Assistance will be offered in various languages, including Spanish. Both in person and free telephone consultations are offered in TX. They help with home loans, credit card, and medical debts among other needs. Also receive assistance in eliminating or consolidating payday loans.
Call a center in Texas near you to learn about state of Texas and federal government mortgage program. There is free housing counseling offered at the same time as enrollment into debt management plans. The bottom line is that people who need help paying their bills or getting mortgage or debt relief can contact a non-profit credit counseling agency in Texas for low cost, or sometimes even free advice. The phone numbers to call to apply or enroll for assistance are listed below.
Regional and local Texas agencies
In addition to these centers, there are credit and housing counselors who focus on towns or cities in Texas. Find the major areas below, or scroll down for even more locations. The non-profits may have additional information on rules and regulations for your community.
1$ Wiser Consumer Education, Inc.
1400 Preston Road
Plano, TX 75093
Telephone (877) 274-9479
Debt Education and Certification Foundation
112 Goliad Street
Benbrook, TX 76126
Telephone 866-859-7323
Money Management International, Inc.
12603 Southwest Freeway
Stafford, TX 77477
Telephone (877) 964-2227
American Consumer Credit Counseling, Inc
13785 Research Blvd Suite 125
Austin, TX 78750
Phone: (800) 769-3571
If you live in Travis County or Austin and need credit repair or free advice on financial matters, this office may help. Staff also offer tips on whether to file for bankruptcy or not or they just help customers with paying debts and bills. This is the non-profit to call in the Austin region.
American Consumer Credit Counseling, Inc
100 Crescent Court, Suite 700
Dallas, TX 75201
Phone: (214) 459-2825
This office supports the greater Dallas and Tarrant County region. They deal with mortgage foreclosures and can help borrowers enter into debt management plans with their credit card company.
Credit Advisors Foundation - Your Bankruptcy Partner
800-625-7725
Various assistance programs are available including information on how to state to build or improve credit scores. Immigrants and low income families in Texas can get help.
GreenPath San Antonio Debt Counselor
4243 Piedras Drive E., Suite 270, San Antonio, TX 78228. Phone: (210) 979-4300
Several offices are located around Bexar County and San Antonio. Credit counselors are on location and prepared to offer support for consumer debt, housing, and other financial matters. There are also workshops on helping immigrants build credit.
They also have several offices around the state of Texas. Find who to contact for free or reduced price debt and/or credit counseling services from this non-profit. Receive free confidential advice that helps you explore budget planning.
Clients of the local offices can learn how to manage and eliminate your credit card debt and other expenses. There are also a variety of resources for settling medical debts. Credit counselors also help Texas families with building savings. GreenPath also operates offices across the nation.
Christian Financial Services
Address - 672 Ridge Hill Drive,
New Braunfels, TX 78130
830-609-6986
Call this center for education, free advice on budgets and general financial counseling.
Consumer Credit Counseling Service of Greater Dallas, Inc
6500 Greenville Ave
Dallas, TX 75206
(214) 363-4357
Consult with a specialist for free/low cost, and most importantly, confidential advice. They will help you get out of debt, find resources to pay bills, and offer budgeting advice as well which can lead to long term self-sufficiency. They are also a federal government HUD certified housing agency.
Debt Management Plans, DMP, can also be offered to Dallas consumers from this office. These programs can help people pay off credit cards, payday loans, and assist with lowering interest rates. A DMP is one of the most common tools used to eliminate fees and to end collection calls.
American Consumer Credit Counseling, Inc
700 Milam St Suite 1300
Houston, TX 77002
(832) 871-5069
Debt Education and Certification Foundation
114 Goliad Street
Benbrook, Texas 76126
Telephone number - 866-859-7323
Low income families as well as people that are not in the mainstream banking system can enroll into financial counseling. Learn about budgeting, avoiding predatory lenders, and other other skills.
Texas offices of Money Management International, Inc
One of the nation’s biggest non-profit credit counseling organizations. They also have numerous offices located around Texas, and the listing of them is below. A wide range of assistance programs and resources are provided to qualified clients around credit card help, free debt reduction plans, and more.
Some of them include debt consolidation, foreclosure and mortgage delinquency counseling, and budgeting. Review alternatives to a foreclosure that may be available to you such as mortgage modification. A counselor can sometimes work directly with your creditor or bank to enter into installment plans with them, or they help facilitate a solution with all impacted parties. Call 866-889-9347.
- 12603 Southwest Fwy, Suite 450, Stafford, TX 77477
- 9901 I.H. 10 West, Ste. 800, Office #8055, San Antonio, TX 78230
- 2911 Turtle Creek Blvd, Suite 300, Dallas, TX 75219
The Mesquite Group, Inc.
600 Six Flags Drive, Suite 400
Arlington, Texas 76011
Phone number of this organization is 817-769-4069
Financial Hope Credit Counseling Services.
5470 Ellsworth Ave
Dallas, TX 75206
1-800-249-2227
Dallas County and the surrounding region can contact this credit counseling organization for free or low cost advice and services.
YWCA El Paso del Norte Region
Location - 10712 Sam Snead Drive
El Paso, Texas 79935
888-533-7502
While maybe not as widely known, this may be the leading non-profit organization to call for debt management plans, help for paying loans, and other credit counseling in western Texas. They can help qualified individuals refinance their debts and pay off outstanding bills over a period of time using DMPs, consolidation, or so called hardship programs. Services are offered in Spanish too.
Transformance, Inc.
Main Address is 1016 La Posada Dr #290
Austin, TX 78752
Phone: (800) 249-2227
This office is focused on offering free or low cost debt advice. Apply for information on resources to pay or negotiate medical bills as well as credit card debts among other services.
Related Content From Needhelppayingbills.com
|
